LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,202
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$160,030
−HK$4,905/mo
Today · 4.125%
HK$164,935
baseline
▲ 0.50% · 4.625%
HK$174,971
+HK$10,036/mo
Deposit HK$34.03M · loan HK$34.03M · min. income ≈ HK$329,870/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,661
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$177,292
−HK$4,697/mo
Today · 4.125%
HK$181,989
baseline
▲ 0.50% · 4.625%
HK$191,582
+HK$9,593/mo
Deposit HK$34.03M · loan HK$34.03M · min. income ≈ HK$363,978/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,243
−HK$11,679/mo
▼ 0.25% · 3.875%
HK$192,036
−HK$5,886/mo
Today · 4.125%
HK$197,922
baseline
▲ 0.50% · 4.625%
HK$209,965
+HK$12,043/mo
Deposit HK$27.23M · loan HK$40.84M · min. income ≈ HK$395,844/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,193
−HK$11,194/mo
▼ 0.25% · 3.875%
HK$212,750
−HK$5,637/mo
Today · 4.125%
HK$218,387
baseline
▲ 0.50% · 4.625%
HK$229,899
+HK$11,512/mo
Deposit HK$27.23M · loan HK$40.84M · min. income ≈ HK$436,774/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,283
−HK$13,626/mo
▼ 0.25% · 3.875%
HK$224,042
−HK$6,867/mo
Today · 4.125%
HK$230,909
baseline
▲ 0.50% · 4.625%
HK$244,959
+HK$14,050/mo
Deposit HK$20.42M · loan HK$47.64M · min. income ≈ HK$461,818/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,725
−HK$13,060/mo
▼ 0.25% · 3.875%
HK$248,208
−HK$6,577/mo
Today · 4.125%
HK$254,785
baseline
▲ 0.50% · 4.625%
HK$268,215
+HK$13,430/mo
Deposit HK$20.42M · loan HK$47.64M · min. income ≈ HK$509,570/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,364
−HK$17,519/mo
▼ 0.25% · 3.875%
HK$288,054
−HK$8,829/mo
Today · 4.125%
HK$296,883
baseline
▲ 0.50% · 4.625%
HK$314,947
+HK$18,064/mo
Deposit HK$6.81M · loan HK$61.26M · min. income ≈ HK$593,766/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,790
−HK$16,791/mo
▼ 0.25% · 3.875%
HK$319,125
−HK$8,456/mo
Today · 4.125%
HK$327,581
baseline
▲ 0.50% · 4.625%
HK$344,848
+HK$17,267/mo
Deposit HK$6.81M · loan HK$61.26M · min. income ≈ HK$655,162/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,702 · Scale 2, in force from 26 Feb 2026)