LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,217
−HK$9,734/mo
▼ 0.25% · 3.875%
HK$160,045
−HK$4,906/mo
Today · 4.125%
HK$164,951
baseline
▲ 0.50% · 4.625%
HK$174,988
+HK$10,037/mo
Deposit HK$34.04M · loan HK$34.04M · min. income ≈ HK$329,902/mo (50% DSR)
Upfront cash ≈ HK$36.93M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,678
−HK$9,329/mo
▼ 0.25% · 3.875%
HK$177,309
−HK$4,698/mo
Today · 4.125%
HK$182,007
baseline
▲ 0.50% · 4.625%
HK$191,601
+HK$9,594/mo
Deposit HK$34.04M · loan HK$34.04M · min. income ≈ HK$364,014/mo (50% DSR)
Upfront cash ≈ HK$36.93M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,261
−HK$11,680/mo
▼ 0.25% · 3.875%
HK$192,054
−HK$5,887/mo
Today · 4.125%
HK$197,941
baseline
▲ 0.50% · 4.625%
HK$209,985
+HK$12,044/mo
Deposit HK$27.23M · loan HK$40.84M · min. income ≈ HK$395,882/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,213
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$212,771
−HK$5,637/mo
Today · 4.125%
HK$218,408
baseline
▲ 0.50% · 4.625%
HK$229,921
+HK$11,513/mo
Deposit HK$27.23M · loan HK$40.84M · min. income ≈ HK$436,816/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,304
−HK$13,627/mo
▼ 0.25% · 3.875%
HK$224,064
−HK$6,867/mo
Today · 4.125%
HK$230,931
baseline
▲ 0.50% · 4.625%
HK$244,983
+HK$14,052/mo
Deposit HK$20.42M · loan HK$47.65M · min. income ≈ HK$461,862/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,749
−HK$13,061/mo
▼ 0.25% · 3.875%
HK$248,232
−HK$6,578/mo
Today · 4.125%
HK$254,810
baseline
▲ 0.50% · 4.625%
HK$268,241
+HK$13,431/mo
Deposit HK$20.42M · loan HK$47.65M · min. income ≈ HK$509,620/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,391
−HK$17,520/mo
▼ 0.25% · 3.875%
HK$288,082
−HK$8,829/mo
Today · 4.125%
HK$296,911
baseline
▲ 0.50% · 4.625%
HK$314,978
+HK$18,067/mo
Deposit HK$6.81M · loan HK$61.26M · min. income ≈ HK$593,822/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,820
−HK$16,792/mo
▼ 0.25% · 3.875%
HK$319,156
−HK$8,456/mo
Today · 4.125%
HK$327,612
baseline
▲ 0.50% · 4.625%
HK$344,881
+HK$17,269/mo
Deposit HK$6.81M · loan HK$61.26M · min. income ≈ HK$655,224/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,979 · Scale 2, in force from 26 Feb 2026)