LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,524
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,006
−HK$491/mo
Today · 4.125%
HK$16,497
baseline
▲ 0.50% · 4.625%
HK$17,501
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,994/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,270
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,733
−HK$470/mo
Today · 4.125%
HK$18,203
baseline
▲ 0.50% · 4.625%
HK$19,162
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,406/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,628
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,208
−HK$588/mo
Today · 4.125%
HK$19,796
baseline
▲ 0.50% · 4.625%
HK$21,001
+HK$1,205/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,592/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,724
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,280
−HK$563/mo
Today · 4.125%
HK$21,843
baseline
▲ 0.50% · 4.625%
HK$22,995
+HK$1,152/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,686/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,733
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,409
−HK$687/mo
Today · 4.125%
HK$23,096
baseline
▲ 0.50% · 4.625%
HK$24,501
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,192/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,178
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,826
−HK$658/mo
Today · 4.125%
HK$25,484
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,968/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,942
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,811
−HK$884/mo
Today · 4.125%
HK$29,695
baseline
▲ 0.50% · 4.625%
HK$31,501
+HK$1,806/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,390/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,086
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,919
−HK$846/mo
Today · 4.125%
HK$32,765
baseline
▲ 0.50% · 4.625%
HK$34,492
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,530/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,234 · Scale 2, in force from 26 Feb 2026)