LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,255
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$160,084
−HK$4,907/mo
Today · 4.125%
HK$164,991
baseline
▲ 0.50% · 4.625%
HK$175,030
+HK$10,039/mo
Deposit HK$34.04M · loan HK$34.04M · min. income ≈ HK$329,982/mo (50% DSR)
Upfront cash ≈ HK$36.94M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,720
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$177,352
−HK$4,699/mo
Today · 4.125%
HK$182,051
baseline
▲ 0.50% · 4.625%
HK$191,647
+HK$9,596/mo
Deposit HK$34.04M · loan HK$34.04M · min. income ≈ HK$364,102/mo (50% DSR)
Upfront cash ≈ HK$36.94M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,306
−HK$11,683/mo
▼ 0.25% · 3.875%
HK$192,101
−HK$5,888/mo
Today · 4.125%
HK$197,989
baseline
▲ 0.50% · 4.625%
HK$210,036
+HK$12,047/mo
Deposit HK$27.23M · loan HK$40.85M · min. income ≈ HK$395,978/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,264
−HK$11,197/mo
▼ 0.25% · 3.875%
HK$212,822
−HK$5,639/mo
Today · 4.125%
HK$218,461
baseline
▲ 0.50% · 4.625%
HK$229,977
+HK$11,516/mo
Deposit HK$27.23M · loan HK$40.85M · min. income ≈ HK$436,922/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,357
−HK$13,630/mo
▼ 0.25% · 3.875%
HK$224,118
−HK$6,869/mo
Today · 4.125%
HK$230,987
baseline
▲ 0.50% · 4.625%
HK$245,042
+HK$14,055/mo
Deposit HK$20.43M · loan HK$47.66M · min. income ≈ HK$461,974/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,808
−HK$13,064/mo
▼ 0.25% · 3.875%
HK$248,293
−HK$6,579/mo
Today · 4.125%
HK$254,872
baseline
▲ 0.50% · 4.625%
HK$268,306
+HK$13,434/mo
Deposit HK$20.43M · loan HK$47.66M · min. income ≈ HK$509,744/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,459
−HK$17,525/mo
▼ 0.25% · 3.875%
HK$288,152
−HK$8,832/mo
Today · 4.125%
HK$296,984
baseline
▲ 0.50% · 4.625%
HK$315,054
+HK$18,070/mo
Deposit HK$6.81M · loan HK$61.28M · min. income ≈ HK$593,968/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,895
−HK$16,797/mo
▼ 0.25% · 3.875%
HK$319,233
−HK$8,459/mo
Today · 4.125%
HK$327,692
baseline
▲ 0.50% · 4.625%
HK$344,965
+HK$17,273/mo
Deposit HK$6.81M · loan HK$61.28M · min. income ≈ HK$655,384/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,893,683 · Scale 2, in force from 26 Feb 2026)