LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,282
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$160,112
−HK$4,908/mo
Today · 4.125%
HK$165,020
baseline
▲ 0.50% · 4.625%
HK$175,061
+HK$10,041/mo
Deposit HK$34.05M · loan HK$34.05M · min. income ≈ HK$330,040/mo (50% DSR)
Upfront cash ≈ HK$36.94M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,750
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$177,383
−HK$4,700/mo
Today · 4.125%
HK$182,083
baseline
▲ 0.50% · 4.625%
HK$191,681
+HK$9,598/mo
Deposit HK$34.05M · loan HK$34.05M · min. income ≈ HK$364,166/mo (50% DSR)
Upfront cash ≈ HK$36.94M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,339
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$192,135
−HK$5,889/mo
Today · 4.125%
HK$198,024
baseline
▲ 0.50% · 4.625%
HK$210,073
+HK$12,049/mo
Deposit HK$27.24M · loan HK$40.86M · min. income ≈ HK$396,048/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,300
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$212,859
−HK$5,641/mo
Today · 4.125%
HK$218,500
baseline
▲ 0.50% · 4.625%
HK$230,017
+HK$11,517/mo
Deposit HK$27.24M · loan HK$40.86M · min. income ≈ HK$437,000/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,395
−HK$13,633/mo
▼ 0.25% · 3.875%
HK$224,157
−HK$6,871/mo
Today · 4.125%
HK$231,028
baseline
▲ 0.50% · 4.625%
HK$245,085
+HK$14,057/mo
Deposit HK$20.43M · loan HK$47.67M · min. income ≈ HK$462,056/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,850
−HK$13,066/mo
▼ 0.25% · 3.875%
HK$248,336
−HK$6,580/mo
Today · 4.125%
HK$254,916
baseline
▲ 0.50% · 4.625%
HK$268,353
+HK$13,437/mo
Deposit HK$20.43M · loan HK$47.67M · min. income ≈ HK$509,832/mo (50% DSR)
Upfront cash ≈ HK$23.32M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,508
−HK$17,527/mo
▼ 0.25% · 3.875%
HK$288,202
−HK$8,833/mo
Today · 4.125%
HK$297,035
baseline
▲ 0.50% · 4.625%
HK$315,109
+HK$18,074/mo
Deposit HK$6.81M · loan HK$61.29M · min. income ≈ HK$594,070/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,950
−HK$16,799/mo
▼ 0.25% · 3.875%
HK$319,289
−HK$8,460/mo
Today · 4.125%
HK$327,749
baseline
▲ 0.50% · 4.625%
HK$345,025
+HK$17,276/mo
Deposit HK$6.81M · loan HK$61.29M · min. income ≈ HK$655,498/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,894,188 · Scale 2, in force from 26 Feb 2026)