LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,529
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,012
−HK$490/mo
Today · 4.125%
HK$16,502
baseline
▲ 0.50% · 4.625%
HK$17,506
+HK$1,004/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,004/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,275
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,739
−HK$470/mo
Today · 4.125%
HK$18,209
baseline
▲ 0.50% · 4.625%
HK$19,169
+HK$960/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,418/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,634
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,214
−HK$589/mo
Today · 4.125%
HK$19,803
baseline
▲ 0.50% · 4.625%
HK$21,008
+HK$1,205/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$39,606/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,286
−HK$564/mo
Today · 4.125%
HK$21,850
baseline
▲ 0.50% · 4.625%
HK$23,002
+HK$1,152/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$43,700/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,740
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,416
−HK$687/mo
Today · 4.125%
HK$23,103
baseline
▲ 0.50% · 4.625%
HK$24,509
+HK$1,406/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,206/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,186
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,834
−HK$658/mo
Today · 4.125%
HK$25,492
baseline
▲ 0.50% · 4.625%
HK$26,836
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,984/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,821
−HK$883/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,512
+HK$1,808/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,096
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,930
−HK$846/mo
Today · 4.125%
HK$32,776
baseline
▲ 0.50% · 4.625%
HK$34,503
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,552/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,301 · Scale 2, in force from 26 Feb 2026)