LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,529
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,012
−HK$491/mo
Today · 4.125%
HK$16,503
baseline
▲ 0.50% · 4.625%
HK$17,507
+HK$1,004/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,006/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,276
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,740
−HK$470/mo
Today · 4.125%
HK$18,210
baseline
▲ 0.50% · 4.625%
HK$19,170
+HK$960/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,420/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,635
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,215
−HK$589/mo
Today · 4.125%
HK$19,804
baseline
▲ 0.50% · 4.625%
HK$21,009
+HK$1,205/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$39,608/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,732
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,288
−HK$564/mo
Today · 4.125%
HK$21,852
baseline
▲ 0.50% · 4.625%
HK$23,003
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$43,704/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,741
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,417
−HK$688/mo
Today · 4.125%
HK$23,105
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,210/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,835
−HK$659/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$884/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,513
+HK$1,807/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,097
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$846/mo
Today · 4.125%
HK$32,777
baseline
▲ 0.50% · 4.625%
HK$34,505
+HK$1,728/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,554/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,312 · Scale 2, in force from 26 Feb 2026)