LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,328
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$160,160
−HK$4,909/mo
Today · 4.125%
HK$165,069
baseline
▲ 0.50% · 4.625%
HK$175,113
+HK$10,044/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$330,138/mo (50% DSR)
Upfront cash ≈ HK$36.95M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,801
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$177,436
−HK$4,701/mo
Today · 4.125%
HK$182,137
baseline
▲ 0.50% · 4.625%
HK$191,738
+HK$9,601/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$364,274/mo (50% DSR)
Upfront cash ≈ HK$36.95M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,394
−HK$11,688/mo
▼ 0.25% · 3.875%
HK$192,192
−HK$5,890/mo
Today · 4.125%
HK$198,082
baseline
▲ 0.50% · 4.625%
HK$210,135
+HK$12,053/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$396,164/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,361
−HK$11,203/mo
▼ 0.25% · 3.875%
HK$212,923
−HK$5,641/mo
Today · 4.125%
HK$218,564
baseline
▲ 0.50% · 4.625%
HK$230,085
+HK$11,521/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$437,128/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,460
−HK$13,636/mo
▼ 0.25% · 3.875%
HK$224,224
−HK$6,872/mo
Today · 4.125%
HK$231,096
baseline
▲ 0.50% · 4.625%
HK$245,158
+HK$14,062/mo
Deposit HK$20.44M · loan HK$47.68M · min. income ≈ HK$462,192/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,922
−HK$13,070/mo
▼ 0.25% · 3.875%
HK$248,410
−HK$6,582/mo
Today · 4.125%
HK$254,992
baseline
▲ 0.50% · 4.625%
HK$268,433
+HK$13,441/mo
Deposit HK$20.44M · loan HK$47.68M · min. income ≈ HK$509,984/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,591
−HK$17,533/mo
▼ 0.25% · 3.875%
HK$288,288
−HK$8,836/mo
Today · 4.125%
HK$297,124
baseline
▲ 0.50% · 4.625%
HK$315,203
+HK$18,079/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$594,248/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,042
−HK$16,805/mo
▼ 0.25% · 3.875%
HK$319,384
−HK$8,463/mo
Today · 4.125%
HK$327,847
baseline
▲ 0.50% · 4.625%
HK$345,128
+HK$17,281/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$655,694/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,048 · Scale 2, in force from 26 Feb 2026)