LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,334
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$160,165
−HK$4,909/mo
Today · 4.125%
HK$165,074
baseline
▲ 0.50% · 4.625%
HK$175,119
+HK$10,045/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$330,148/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,807
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$177,442
−HK$4,701/mo
Today · 4.125%
HK$182,143
baseline
▲ 0.50% · 4.625%
HK$191,744
+HK$9,601/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$364,286/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,400
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$192,198
−HK$5,891/mo
Today · 4.125%
HK$198,089
baseline
▲ 0.50% · 4.625%
HK$210,142
+HK$12,053/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$396,178/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,368
−HK$11,204/mo
▼ 0.25% · 3.875%
HK$212,930
−HK$5,642/mo
Today · 4.125%
HK$218,572
baseline
▲ 0.50% · 4.625%
HK$230,093
+HK$11,521/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$437,144/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,467
−HK$13,637/mo
▼ 0.25% · 3.875%
HK$224,231
−HK$6,873/mo
Today · 4.125%
HK$231,104
baseline
▲ 0.50% · 4.625%
HK$245,166
+HK$14,062/mo
Deposit HK$20.44M · loan HK$47.68M · min. income ≈ HK$462,208/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,930
−HK$13,071/mo
▼ 0.25% · 3.875%
HK$248,418
−HK$6,583/mo
Today · 4.125%
HK$255,001
baseline
▲ 0.50% · 4.625%
HK$268,442
+HK$13,441/mo
Deposit HK$20.44M · loan HK$47.68M · min. income ≈ HK$510,002/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,600
−HK$17,534/mo
▼ 0.25% · 3.875%
HK$288,298
−HK$8,836/mo
Today · 4.125%
HK$297,134
baseline
▲ 0.50% · 4.625%
HK$315,214
+HK$18,080/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$594,268/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,053
−HK$16,805/mo
▼ 0.25% · 3.875%
HK$319,395
−HK$8,463/mo
Today · 4.125%
HK$327,858
baseline
▲ 0.50% · 4.625%
HK$345,140
+HK$17,282/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$655,716/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,146 · Scale 2, in force from 26 Feb 2026)