LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,339
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$160,171
−HK$4,909/mo
Today · 4.125%
HK$165,080
baseline
▲ 0.50% · 4.625%
HK$175,124
+HK$10,044/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$330,160/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,813
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$177,447
−HK$4,702/mo
Today · 4.125%
HK$182,149
baseline
▲ 0.50% · 4.625%
HK$191,751
+HK$9,602/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$364,298/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,406
−HK$11,690/mo
▼ 0.25% · 3.875%
HK$192,205
−HK$5,891/mo
Today · 4.125%
HK$198,096
baseline
▲ 0.50% · 4.625%
HK$210,149
+HK$12,053/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$396,192/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,375
−HK$11,204/mo
▼ 0.25% · 3.875%
HK$212,937
−HK$5,642/mo
Today · 4.125%
HK$218,579
baseline
▲ 0.50% · 4.625%
HK$230,101
+HK$11,522/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$437,158/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,474
−HK$13,638/mo
▼ 0.25% · 3.875%
HK$224,239
−HK$6,873/mo
Today · 4.125%
HK$231,112
baseline
▲ 0.50% · 4.625%
HK$245,174
+HK$14,062/mo
Deposit HK$20.44M · loan HK$47.69M · min. income ≈ HK$462,224/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,938
−HK$13,071/mo
▼ 0.25% · 3.875%
HK$248,426
−HK$6,583/mo
Today · 4.125%
HK$255,009
baseline
▲ 0.50% · 4.625%
HK$268,451
+HK$13,442/mo
Deposit HK$20.44M · loan HK$47.69M · min. income ≈ HK$510,018/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,610
−HK$17,534/mo
▼ 0.25% · 3.875%
HK$288,307
−HK$8,837/mo
Today · 4.125%
HK$297,144
baseline
▲ 0.50% · 4.625%
HK$315,224
+HK$18,080/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$594,288/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,063
−HK$16,806/mo
▼ 0.25% · 3.875%
HK$319,405
−HK$8,464/mo
Today · 4.125%
HK$327,869
baseline
▲ 0.50% · 4.625%
HK$345,151
+HK$17,282/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$655,738/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,242 · Scale 2, in force from 26 Feb 2026)