LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,340
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$160,172
−HK$4,909/mo
Today · 4.125%
HK$165,081
baseline
▲ 0.50% · 4.625%
HK$175,126
+HK$10,045/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$330,162/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,814
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$177,449
−HK$4,701/mo
Today · 4.125%
HK$182,150
baseline
▲ 0.50% · 4.625%
HK$191,752
+HK$9,602/mo
Deposit HK$34.06M · loan HK$34.06M · min. income ≈ HK$364,300/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,408
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$192,206
−HK$5,891/mo
Today · 4.125%
HK$198,097
baseline
▲ 0.50% · 4.625%
HK$210,151
+HK$12,054/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$396,194/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,377
−HK$11,204/mo
▼ 0.25% · 3.875%
HK$212,938
−HK$5,643/mo
Today · 4.125%
HK$218,581
baseline
▲ 0.50% · 4.625%
HK$230,102
+HK$11,521/mo
Deposit HK$27.25M · loan HK$40.87M · min. income ≈ HK$437,162/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,476
−HK$13,637/mo
▼ 0.25% · 3.875%
HK$224,240
−HK$6,873/mo
Today · 4.125%
HK$231,113
baseline
▲ 0.50% · 4.625%
HK$245,176
+HK$14,063/mo
Deposit HK$20.44M · loan HK$47.69M · min. income ≈ HK$462,226/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,939
−HK$13,072/mo
▼ 0.25% · 3.875%
HK$248,428
−HK$6,583/mo
Today · 4.125%
HK$255,011
baseline
▲ 0.50% · 4.625%
HK$268,453
+HK$13,442/mo
Deposit HK$20.44M · loan HK$47.69M · min. income ≈ HK$510,022/mo (50% DSR)
Upfront cash ≈ HK$23.33M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,612
−HK$17,534/mo
▼ 0.25% · 3.875%
HK$288,309
−HK$8,837/mo
Today · 4.125%
HK$297,146
baseline
▲ 0.50% · 4.625%
HK$315,226
+HK$18,080/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$594,292/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,065
−HK$16,806/mo
▼ 0.25% · 3.875%
HK$319,408
−HK$8,463/mo
Today · 4.125%
HK$327,871
baseline
▲ 0.50% · 4.625%
HK$345,153
+HK$17,282/mo
Deposit HK$6.81M · loan HK$61.31M · min. income ≈ HK$655,742/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,262 · Scale 2, in force from 26 Feb 2026)