LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,371
−HK$9,743/mo
▼ 0.25% · 3.875%
HK$160,203
−HK$4,911/mo
Today · 4.125%
HK$165,114
baseline
▲ 0.50% · 4.625%
HK$175,160
+HK$10,046/mo
Deposit HK$34.07M · loan HK$34.07M · min. income ≈ HK$330,228/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,848
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,484
−HK$4,703/mo
Today · 4.125%
HK$182,187
baseline
▲ 0.50% · 4.625%
HK$191,790
+HK$9,603/mo
Deposit HK$34.07M · loan HK$34.07M · min. income ≈ HK$364,374/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,445
−HK$11,691/mo
▼ 0.25% · 3.875%
HK$192,244
−HK$5,892/mo
Today · 4.125%
HK$198,136
baseline
▲ 0.50% · 4.625%
HK$210,193
+HK$12,057/mo
Deposit HK$27.25M · loan HK$40.88M · min. income ≈ HK$396,272/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,418
−HK$11,206/mo
▼ 0.25% · 3.875%
HK$212,981
−HK$5,643/mo
Today · 4.125%
HK$218,624
baseline
▲ 0.50% · 4.625%
HK$230,148
+HK$11,524/mo
Deposit HK$27.25M · loan HK$40.88M · min. income ≈ HK$437,248/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,519
−HK$13,640/mo
▼ 0.25% · 3.875%
HK$224,285
−HK$6,874/mo
Today · 4.125%
HK$231,159
baseline
▲ 0.50% · 4.625%
HK$245,225
+HK$14,066/mo
Deposit HK$20.44M · loan HK$47.70M · min. income ≈ HK$462,318/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,987
−HK$13,074/mo
▼ 0.25% · 3.875%
HK$248,477
−HK$6,584/mo
Today · 4.125%
HK$255,061
baseline
▲ 0.50% · 4.625%
HK$268,506
+HK$13,445/mo
Deposit HK$20.44M · loan HK$47.70M · min. income ≈ HK$510,122/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,667
−HK$17,538/mo
▼ 0.25% · 3.875%
HK$288,366
−HK$8,839/mo
Today · 4.125%
HK$297,205
baseline
▲ 0.50% · 4.625%
HK$315,289
+HK$18,084/mo
Deposit HK$6.81M · loan HK$61.32M · min. income ≈ HK$594,410/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,127
−HK$16,809/mo
▼ 0.25% · 3.875%
HK$319,471
−HK$8,465/mo
Today · 4.125%
HK$327,936
baseline
▲ 0.50% · 4.625%
HK$345,222
+HK$17,286/mo
Deposit HK$6.81M · loan HK$61.32M · min. income ≈ HK$655,872/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,836 · Scale 2, in force from 26 Feb 2026)