LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,372
−HK$9,743/mo
▼ 0.25% · 3.875%
HK$160,205
−HK$4,910/mo
Today · 4.125%
HK$165,115
baseline
▲ 0.50% · 4.625%
HK$175,162
+HK$10,047/mo
Deposit HK$34.07M · loan HK$34.07M · min. income ≈ HK$330,230/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,849
−HK$9,339/mo
▼ 0.25% · 3.875%
HK$177,485
−HK$4,703/mo
Today · 4.125%
HK$182,188
baseline
▲ 0.50% · 4.625%
HK$191,791
+HK$9,603/mo
Deposit HK$34.07M · loan HK$34.07M · min. income ≈ HK$364,376/mo (50% DSR)
Upfront cash ≈ HK$36.96M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,446
−HK$11,692/mo
▼ 0.25% · 3.875%
HK$192,245
−HK$5,893/mo
Today · 4.125%
HK$198,138
baseline
▲ 0.50% · 4.625%
HK$210,194
+HK$12,056/mo
Deposit HK$27.26M · loan HK$40.88M · min. income ≈ HK$396,276/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,419
−HK$11,206/mo
▼ 0.25% · 3.875%
HK$212,982
−HK$5,643/mo
Today · 4.125%
HK$218,625
baseline
▲ 0.50% · 4.625%
HK$230,150
+HK$11,525/mo
Deposit HK$27.26M · loan HK$40.88M · min. income ≈ HK$437,250/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,520
−HK$13,641/mo
▼ 0.25% · 3.875%
HK$224,286
−HK$6,875/mo
Today · 4.125%
HK$231,161
baseline
▲ 0.50% · 4.625%
HK$245,226
+HK$14,065/mo
Deposit HK$20.44M · loan HK$47.70M · min. income ≈ HK$462,322/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,989
−HK$13,074/mo
▼ 0.25% · 3.875%
HK$248,479
−HK$6,584/mo
Today · 4.125%
HK$255,063
baseline
▲ 0.50% · 4.625%
HK$268,508
+HK$13,445/mo
Deposit HK$20.44M · loan HK$47.70M · min. income ≈ HK$510,126/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,669
−HK$17,538/mo
▼ 0.25% · 3.875%
HK$288,368
−HK$8,839/mo
Today · 4.125%
HK$297,207
baseline
▲ 0.50% · 4.625%
HK$315,291
+HK$18,084/mo
Deposit HK$6.81M · loan HK$61.32M · min. income ≈ HK$594,414/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,129
−HK$16,809/mo
▼ 0.25% · 3.875%
HK$319,473
−HK$8,465/mo
Today · 4.125%
HK$327,938
baseline
▲ 0.50% · 4.625%
HK$345,224
+HK$17,286/mo
Deposit HK$6.81M · loan HK$61.32M · min. income ≈ HK$655,876/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,895,856 · Scale 2, in force from 26 Feb 2026)