LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,539
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,022
−HK$492/mo
Today · 4.125%
HK$16,514
baseline
▲ 0.50% · 4.625%
HK$17,518
+HK$1,004/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,028/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,287
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,751
−HK$470/mo
Today · 4.125%
HK$18,221
baseline
▲ 0.50% · 4.625%
HK$19,182
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,442/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,647
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,227
−HK$589/mo
Today · 4.125%
HK$19,816
baseline
▲ 0.50% · 4.625%
HK$21,022
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,632/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,745
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,301
−HK$564/mo
Today · 4.125%
HK$21,865
baseline
▲ 0.50% · 4.625%
HK$23,018
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,730/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,755
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,431
−HK$688/mo
Today · 4.125%
HK$23,119
baseline
▲ 0.50% · 4.625%
HK$24,526
+HK$1,407/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,202
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$659/mo
Today · 4.125%
HK$25,510
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,020/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,970
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,840
−HK$884/mo
Today · 4.125%
HK$29,724
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,809/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,448/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,117
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,951
−HK$847/mo
Today · 4.125%
HK$32,798
baseline
▲ 0.50% · 4.625%
HK$34,527
+HK$1,729/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,596/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,440 · Scale 2, in force from 26 Feb 2026)