LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,540
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,024
−HK$491/mo
Today · 4.125%
HK$16,515
baseline
▲ 0.50% · 4.625%
HK$17,520
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,030/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,289
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,752
−HK$471/mo
Today · 4.125%
HK$18,223
baseline
▲ 0.50% · 4.625%
HK$19,183
+HK$960/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,446/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,649
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,229
−HK$589/mo
Today · 4.125%
HK$19,818
baseline
▲ 0.50% · 4.625%
HK$21,024
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,636/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,746
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,303
−HK$564/mo
Today · 4.125%
HK$21,867
baseline
▲ 0.50% · 4.625%
HK$23,020
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,734/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,757
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$688/mo
Today · 4.125%
HK$23,121
baseline
▲ 0.50% · 4.625%
HK$24,528
+HK$1,407/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,242/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,204
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$659/mo
Today · 4.125%
HK$25,512
baseline
▲ 0.50% · 4.625%
HK$26,856
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,024/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,973
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,843
−HK$884/mo
Today · 4.125%
HK$29,727
baseline
▲ 0.50% · 4.625%
HK$31,536
+HK$1,809/mo
Deposit HK$682K · loan HK$6.13M · min. income ≈ HK$59,454/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,119
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,954
−HK$847/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,530
+HK$1,729/mo
Deposit HK$682K · loan HK$6.13M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,457 · Scale 2, in force from 26 Feb 2026)