LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,408
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$160,242
−HK$4,912/mo
Today · 4.125%
HK$165,154
baseline
▲ 0.50% · 4.625%
HK$175,203
+HK$10,049/mo
Deposit HK$34.08M · loan HK$34.08M · min. income ≈ HK$330,308/mo (50% DSR)
Upfront cash ≈ HK$36.97M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,890
−HK$9,341/mo
▼ 0.25% · 3.875%
HK$177,527
−HK$4,704/mo
Today · 4.125%
HK$182,231
baseline
▲ 0.50% · 4.625%
HK$191,836
+HK$9,605/mo
Deposit HK$34.08M · loan HK$34.08M · min. income ≈ HK$364,462/mo (50% DSR)
Upfront cash ≈ HK$36.97M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,490
−HK$11,694/mo
▼ 0.25% · 3.875%
HK$192,291
−HK$5,893/mo
Today · 4.125%
HK$198,184
baseline
▲ 0.50% · 4.625%
HK$210,243
+HK$12,059/mo
Deposit HK$27.26M · loan HK$40.89M · min. income ≈ HK$396,368/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,468
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$213,032
−HK$5,645/mo
Today · 4.125%
HK$218,677
baseline
▲ 0.50% · 4.625%
HK$230,204
+HK$11,527/mo
Deposit HK$27.26M · loan HK$40.89M · min. income ≈ HK$437,354/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,571
−HK$13,644/mo
▼ 0.25% · 3.875%
HK$224,339
−HK$6,876/mo
Today · 4.125%
HK$231,215
baseline
▲ 0.50% · 4.625%
HK$245,284
+HK$14,069/mo
Deposit HK$20.45M · loan HK$47.71M · min. income ≈ HK$462,430/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,046
−HK$13,077/mo
▼ 0.25% · 3.875%
HK$248,538
−HK$6,585/mo
Today · 4.125%
HK$255,123
baseline
▲ 0.50% · 4.625%
HK$268,571
+HK$13,448/mo
Deposit HK$20.45M · loan HK$47.71M · min. income ≈ HK$510,246/mo (50% DSR)
Upfront cash ≈ HK$23.34M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,735
−HK$17,541/mo
▼ 0.25% · 3.875%
HK$288,436
−HK$8,840/mo
Today · 4.125%
HK$297,276
baseline
▲ 0.50% · 4.625%
HK$315,365
+HK$18,089/mo
Deposit HK$6.82M · loan HK$61.34M · min. income ≈ HK$594,552/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,202
−HK$16,813/mo
▼ 0.25% · 3.875%
HK$319,548
−HK$8,467/mo
Today · 4.125%
HK$328,015
baseline
▲ 0.50% · 4.625%
HK$345,305
+HK$17,290/mo
Deposit HK$6.82M · loan HK$61.34M · min. income ≈ HK$656,030/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,896,537 · Scale 2, in force from 26 Feb 2026)