LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,433
−HK$9,747/mo
▼ 0.25% · 3.875%
HK$160,268
−HK$4,912/mo
Today · 4.125%
HK$165,180
baseline
▲ 0.50% · 4.625%
HK$175,231
+HK$10,051/mo
Deposit HK$34.08M · loan HK$34.08M · min. income ≈ HK$330,360/mo (50% DSR)
Upfront cash ≈ HK$36.98M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,918
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$177,555
−HK$4,705/mo
Today · 4.125%
HK$182,260
baseline
▲ 0.50% · 4.625%
HK$191,867
+HK$9,607/mo
Deposit HK$34.08M · loan HK$34.08M · min. income ≈ HK$364,520/mo (50% DSR)
Upfront cash ≈ HK$36.98M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,519
−HK$11,697/mo
▼ 0.25% · 3.875%
HK$192,321
−HK$5,895/mo
Today · 4.125%
HK$198,216
baseline
▲ 0.50% · 4.625%
HK$210,277
+HK$12,061/mo
Deposit HK$27.27M · loan HK$40.90M · min. income ≈ HK$396,432/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,501
−HK$11,211/mo
▼ 0.25% · 3.875%
HK$213,066
−HK$5,646/mo
Today · 4.125%
HK$218,712
baseline
▲ 0.50% · 4.625%
HK$230,240
+HK$11,528/mo
Deposit HK$27.27M · loan HK$40.90M · min. income ≈ HK$437,424/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,606
−HK$13,646/mo
▼ 0.25% · 3.875%
HK$224,375
−HK$6,877/mo
Today · 4.125%
HK$231,252
baseline
▲ 0.50% · 4.625%
HK$245,323
+HK$14,071/mo
Deposit HK$20.45M · loan HK$47.72M · min. income ≈ HK$462,504/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,085
−HK$13,079/mo
▼ 0.25% · 3.875%
HK$248,577
−HK$6,587/mo
Today · 4.125%
HK$255,164
baseline
▲ 0.50% · 4.625%
HK$268,614
+HK$13,450/mo
Deposit HK$20.45M · loan HK$47.72M · min. income ≈ HK$510,328/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,779
−HK$17,545/mo
▼ 0.25% · 3.875%
HK$288,482
−HK$8,842/mo
Today · 4.125%
HK$297,324
baseline
▲ 0.50% · 4.625%
HK$315,415
+HK$18,091/mo
Deposit HK$6.82M · loan HK$61.35M · min. income ≈ HK$594,648/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,252
−HK$16,816/mo
▼ 0.25% · 3.875%
HK$319,599
−HK$8,469/mo
Today · 4.125%
HK$328,068
baseline
▲ 0.50% · 4.625%
HK$345,360
+HK$17,292/mo
Deposit HK$6.82M · loan HK$61.35M · min. income ≈ HK$656,136/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,896,999 · Scale 2, in force from 26 Feb 2026)