LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,446
−HK$9,748/mo
▼ 0.25% · 3.875%
HK$160,281
−HK$4,913/mo
Today · 4.125%
HK$165,194
baseline
▲ 0.50% · 4.625%
HK$175,245
+HK$10,051/mo
Deposit HK$34.09M · loan HK$34.09M · min. income ≈ HK$330,388/mo (50% DSR)
Upfront cash ≈ HK$36.98M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,932
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$177,570
−HK$4,705/mo
Today · 4.125%
HK$182,275
baseline
▲ 0.50% · 4.625%
HK$191,883
+HK$9,608/mo
Deposit HK$34.09M · loan HK$34.09M · min. income ≈ HK$364,550/mo (50% DSR)
Upfront cash ≈ HK$36.98M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,535
−HK$11,697/mo
▼ 0.25% · 3.875%
HK$192,337
−HK$5,895/mo
Today · 4.125%
HK$198,232
baseline
▲ 0.50% · 4.625%
HK$210,294
+HK$12,062/mo
Deposit HK$27.27M · loan HK$40.90M · min. income ≈ HK$396,464/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,518
−HK$11,212/mo
▼ 0.25% · 3.875%
HK$213,084
−HK$5,646/mo
Today · 4.125%
HK$218,730
baseline
▲ 0.50% · 4.625%
HK$230,259
+HK$11,529/mo
Deposit HK$27.27M · loan HK$40.90M · min. income ≈ HK$437,460/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,624
−HK$13,647/mo
▼ 0.25% · 3.875%
HK$224,393
−HK$6,878/mo
Today · 4.125%
HK$231,271
baseline
▲ 0.50% · 4.625%
HK$245,343
+HK$14,072/mo
Deposit HK$20.45M · loan HK$47.72M · min. income ≈ HK$462,542/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,105
−HK$13,080/mo
▼ 0.25% · 3.875%
HK$248,598
−HK$6,587/mo
Today · 4.125%
HK$255,185
baseline
▲ 0.50% · 4.625%
HK$268,636
+HK$13,451/mo
Deposit HK$20.45M · loan HK$47.72M · min. income ≈ HK$510,370/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,802
−HK$17,546/mo
▼ 0.25% · 3.875%
HK$288,506
−HK$8,842/mo
Today · 4.125%
HK$297,348
baseline
▲ 0.50% · 4.625%
HK$315,441
+HK$18,093/mo
Deposit HK$6.82M · loan HK$61.35M · min. income ≈ HK$594,696/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,277
−HK$16,818/mo
▼ 0.25% · 3.875%
HK$319,626
−HK$8,469/mo
Today · 4.125%
HK$328,095
baseline
▲ 0.50% · 4.625%
HK$345,389
+HK$17,294/mo
Deposit HK$6.82M · loan HK$61.35M · min. income ≈ HK$656,190/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$2,897,237 · Scale 2, in force from 26 Feb 2026)