LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,545
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,029
−HK$491/mo
Today · 4.125%
HK$16,520
baseline
▲ 0.50% · 4.625%
HK$17,526
+HK$1,006/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,040/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,294
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,758
−HK$471/mo
Today · 4.125%
HK$18,229
baseline
▲ 0.50% · 4.625%
HK$19,189
+HK$960/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,458/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,655
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,235
−HK$589/mo
Today · 4.125%
HK$19,824
baseline
▲ 0.50% · 4.625%
HK$21,031
+HK$1,207/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,648/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,753
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,310
−HK$564/mo
Today · 4.125%
HK$21,874
baseline
▲ 0.50% · 4.625%
HK$23,027
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,748/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,764
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,441
−HK$687/mo
Today · 4.125%
HK$23,128
baseline
▲ 0.50% · 4.625%
HK$24,536
+HK$1,408/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$46,256/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,212
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,861
−HK$659/mo
Today · 4.125%
HK$25,520
baseline
▲ 0.50% · 4.625%
HK$26,865
+HK$1,345/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$51,040/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,982
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,852
−HK$885/mo
Today · 4.125%
HK$29,737
baseline
▲ 0.50% · 4.625%
HK$31,546
+HK$1,809/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$59,474/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,130
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,964
−HK$847/mo
Today · 4.125%
HK$32,811
baseline
▲ 0.50% · 4.625%
HK$34,541
+HK$1,730/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$65,622/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,523 · Scale 2, in force from 26 Feb 2026)