LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,468
−HK$9,749/mo
▼ 0.25% · 3.875%
HK$160,304
−HK$4,913/mo
Today · 4.125%
HK$165,217
baseline
▲ 0.50% · 4.625%
HK$175,270
+HK$10,053/mo
Deposit HK$34.09M · loan HK$34.09M · min. income ≈ HK$330,434/mo (50% DSR)
Upfront cash ≈ HK$36.99M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,957
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$177,595
−HK$4,706/mo
Today · 4.125%
HK$182,301
baseline
▲ 0.50% · 4.625%
HK$191,910
+HK$9,609/mo
Deposit HK$34.09M · loan HK$34.09M · min. income ≈ HK$364,602/mo (50% DSR)
Upfront cash ≈ HK$36.99M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,562
−HK$11,699/mo
▼ 0.25% · 3.875%
HK$192,365
−HK$5,896/mo
Today · 4.125%
HK$198,261
baseline
▲ 0.50% · 4.625%
HK$210,324
+HK$12,063/mo
Deposit HK$27.27M · loan HK$40.91M · min. income ≈ HK$396,522/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,548
−HK$11,213/mo
▼ 0.25% · 3.875%
HK$213,114
−HK$5,647/mo
Today · 4.125%
HK$218,761
baseline
▲ 0.50% · 4.625%
HK$230,292
+HK$11,531/mo
Deposit HK$27.27M · loan HK$40.91M · min. income ≈ HK$437,522/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,655
−HK$13,649/mo
▼ 0.25% · 3.875%
HK$224,426
−HK$6,878/mo
Today · 4.125%
HK$231,304
baseline
▲ 0.50% · 4.625%
HK$245,378
+HK$14,074/mo
Deposit HK$20.45M · loan HK$47.73M · min. income ≈ HK$462,608/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,139
−HK$13,082/mo
▼ 0.25% · 3.875%
HK$248,633
−HK$6,588/mo
Today · 4.125%
HK$255,221
baseline
▲ 0.50% · 4.625%
HK$268,674
+HK$13,453/mo
Deposit HK$20.45M · loan HK$47.73M · min. income ≈ HK$510,442/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,843
−HK$17,548/mo
▼ 0.25% · 3.875%
HK$288,547
−HK$8,844/mo
Today · 4.125%
HK$297,391
baseline
▲ 0.50% · 4.625%
HK$315,487
+HK$18,096/mo
Deposit HK$6.82M · loan HK$61.36M · min. income ≈ HK$594,782/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,322
−HK$16,820/mo
▼ 0.25% · 3.875%
HK$319,671
−HK$8,471/mo
Today · 4.125%
HK$328,142
baseline
▲ 0.50% · 4.625%
HK$345,439
+HK$17,297/mo
Deposit HK$6.82M · loan HK$61.36M · min. income ≈ HK$656,284/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,897,654 · Scale 2, in force from 26 Feb 2026)