LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,547
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,031
−HK$491/mo
Today · 4.125%
HK$16,522
baseline
▲ 0.50% · 4.625%
HK$17,528
+HK$1,006/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,044/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,296
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,760
−HK$471/mo
Today · 4.125%
HK$18,231
baseline
▲ 0.50% · 4.625%
HK$19,192
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,462/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,657
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,237
−HK$590/mo
Today · 4.125%
HK$19,827
baseline
▲ 0.50% · 4.625%
HK$21,033
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,654/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,756
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,312
−HK$565/mo
Today · 4.125%
HK$21,877
baseline
▲ 0.50% · 4.625%
HK$23,030
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,754/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,766
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,444
−HK$687/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,539
+HK$1,408/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,215
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$659/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$26,869
+HK$1,346/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,985
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,856
−HK$884/mo
Today · 4.125%
HK$29,740
baseline
▲ 0.50% · 4.625%
HK$31,550
+HK$1,810/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$59,480/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,134
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$847/mo
Today · 4.125%
HK$32,816
baseline
▲ 0.50% · 4.625%
HK$34,545
+HK$1,729/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$65,632/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,550 · Scale 2, in force from 26 Feb 2026)