LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,481
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$160,317
−HK$4,914/mo
Today · 4.125%
HK$165,231
baseline
▲ 0.50% · 4.625%
HK$175,284
+HK$10,053/mo
Deposit HK$34.09M · loan HK$34.09M · min. income ≈ HK$330,462/mo (50% DSR)
Upfront cash ≈ HK$36.99M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,971
−HK$9,345/mo
▼ 0.25% · 3.875%
HK$177,610
−HK$4,706/mo
Today · 4.125%
HK$182,316
baseline
▲ 0.50% · 4.625%
HK$191,926
+HK$9,610/mo
Deposit HK$34.09M · loan HK$34.09M · min. income ≈ HK$364,632/mo (50% DSR)
Upfront cash ≈ HK$36.99M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,577
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$192,380
−HK$5,897/mo
Today · 4.125%
HK$198,277
baseline
▲ 0.50% · 4.625%
HK$210,341
+HK$12,064/mo
Deposit HK$27.27M · loan HK$40.91M · min. income ≈ HK$396,554/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,565
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$213,131
−HK$5,648/mo
Today · 4.125%
HK$218,779
baseline
▲ 0.50% · 4.625%
HK$230,311
+HK$11,532/mo
Deposit HK$27.27M · loan HK$40.91M · min. income ≈ HK$437,558/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,673
−HK$13,650/mo
▼ 0.25% · 3.875%
HK$224,444
−HK$6,879/mo
Today · 4.125%
HK$231,323
baseline
▲ 0.50% · 4.625%
HK$245,398
+HK$14,075/mo
Deposit HK$20.46M · loan HK$47.73M · min. income ≈ HK$462,646/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,159
−HK$13,083/mo
▼ 0.25% · 3.875%
HK$248,653
−HK$6,589/mo
Today · 4.125%
HK$255,242
baseline
▲ 0.50% · 4.625%
HK$268,696
+HK$13,454/mo
Deposit HK$20.46M · loan HK$47.73M · min. income ≈ HK$510,484/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,865
−HK$17,550/mo
▼ 0.25% · 3.875%
HK$288,570
−HK$8,845/mo
Today · 4.125%
HK$297,415
baseline
▲ 0.50% · 4.625%
HK$315,512
+HK$18,097/mo
Deposit HK$6.82M · loan HK$61.37M · min. income ≈ HK$594,830/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,347
−HK$16,821/mo
▼ 0.25% · 3.875%
HK$319,697
−HK$8,471/mo
Today · 4.125%
HK$328,168
baseline
▲ 0.50% · 4.625%
HK$345,466
+HK$17,298/mo
Deposit HK$6.82M · loan HK$61.37M · min. income ≈ HK$656,336/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,897,887 · Scale 2, in force from 26 Feb 2026)