LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,510
−HK$9,752/mo
▼ 0.25% · 3.875%
HK$160,348
−HK$4,914/mo
Today · 4.125%
HK$165,262
baseline
▲ 0.50% · 4.625%
HK$175,318
+HK$10,056/mo
Deposit HK$34.10M · loan HK$34.10M · min. income ≈ HK$330,524/mo (50% DSR)
Upfront cash ≈ HK$37.00M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,004
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$177,644
−HK$4,707/mo
Today · 4.125%
HK$182,351
baseline
▲ 0.50% · 4.625%
HK$191,962
+HK$9,611/mo
Deposit HK$34.10M · loan HK$34.10M · min. income ≈ HK$364,702/mo (50% DSR)
Upfront cash ≈ HK$37.00M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,612
−HK$11,703/mo
▼ 0.25% · 3.875%
HK$192,417
−HK$5,898/mo
Today · 4.125%
HK$198,315
baseline
▲ 0.50% · 4.625%
HK$210,382
+HK$12,067/mo
Deposit HK$27.28M · loan HK$40.92M · min. income ≈ HK$396,630/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,604
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$213,172
−HK$5,649/mo
Today · 4.125%
HK$218,821
baseline
▲ 0.50% · 4.625%
HK$230,355
+HK$11,534/mo
Deposit HK$27.28M · loan HK$40.92M · min. income ≈ HK$437,642/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,714
−HK$13,653/mo
▼ 0.25% · 3.875%
HK$224,487
−HK$6,880/mo
Today · 4.125%
HK$231,367
baseline
▲ 0.50% · 4.625%
HK$245,445
+HK$14,078/mo
Deposit HK$20.46M · loan HK$47.74M · min. income ≈ HK$462,734/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,205
−HK$13,086/mo
▼ 0.25% · 3.875%
HK$248,701
−HK$6,590/mo
Today · 4.125%
HK$255,291
baseline
▲ 0.50% · 4.625%
HK$268,747
+HK$13,456/mo
Deposit HK$20.46M · loan HK$47.74M · min. income ≈ HK$510,582/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,919
−HK$17,553/mo
▼ 0.25% · 3.875%
HK$288,626
−HK$8,846/mo
Today · 4.125%
HK$297,472
baseline
▲ 0.50% · 4.625%
HK$315,572
+HK$18,100/mo
Deposit HK$6.82M · loan HK$61.38M · min. income ≈ HK$594,944/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,407
−HK$16,824/mo
▼ 0.25% · 3.875%
HK$319,758
−HK$8,473/mo
Today · 4.125%
HK$328,231
baseline
▲ 0.50% · 4.625%
HK$345,532
+HK$17,301/mo
Deposit HK$6.82M · loan HK$61.38M · min. income ≈ HK$656,462/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,898,442 · Scale 2, in force from 26 Feb 2026)