LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,540
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$160,378
−HK$4,916/mo
Today · 4.125%
HK$165,294
baseline
▲ 0.50% · 4.625%
HK$175,352
+HK$10,058/mo
Deposit HK$34.11M · loan HK$34.11M · min. income ≈ HK$330,588/mo (50% DSR)
Upfront cash ≈ HK$37.00M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,037
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$177,678
−HK$4,708/mo
Today · 4.125%
HK$182,386
baseline
▲ 0.50% · 4.625%
HK$191,999
+HK$9,613/mo
Deposit HK$34.11M · loan HK$34.11M · min. income ≈ HK$364,772/mo (50% DSR)
Upfront cash ≈ HK$37.00M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,648
−HK$11,705/mo
▼ 0.25% · 3.875%
HK$192,454
−HK$5,899/mo
Today · 4.125%
HK$198,353
baseline
▲ 0.50% · 4.625%
HK$210,422
+HK$12,069/mo
Deposit HK$27.28M · loan HK$40.93M · min. income ≈ HK$396,706/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,644
−HK$11,219/mo
▼ 0.25% · 3.875%
HK$213,213
−HK$5,650/mo
Today · 4.125%
HK$218,863
baseline
▲ 0.50% · 4.625%
HK$230,399
+HK$11,536/mo
Deposit HK$27.28M · loan HK$40.93M · min. income ≈ HK$437,726/mo (50% DSR)
Upfront cash ≈ HK$30.18M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,756
−HK$13,656/mo
▼ 0.25% · 3.875%
HK$224,530
−HK$6,882/mo
Today · 4.125%
HK$231,412
baseline
▲ 0.50% · 4.625%
HK$245,492
+HK$14,080/mo
Deposit HK$20.46M · loan HK$47.75M · min. income ≈ HK$462,824/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,252
−HK$13,088/mo
▼ 0.25% · 3.875%
HK$248,749
−HK$6,591/mo
Today · 4.125%
HK$255,340
baseline
▲ 0.50% · 4.625%
HK$268,799
+HK$13,459/mo
Deposit HK$20.46M · loan HK$47.75M · min. income ≈ HK$510,680/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,972
−HK$17,557/mo
▼ 0.25% · 3.875%
HK$288,681
−HK$8,848/mo
Today · 4.125%
HK$297,529
baseline
▲ 0.50% · 4.625%
HK$315,633
+HK$18,104/mo
Deposit HK$6.82M · loan HK$61.39M · min. income ≈ HK$595,058/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,467
−HK$16,827/mo
▼ 0.25% · 3.875%
HK$319,820
−HK$8,474/mo
Today · 4.125%
HK$328,294
baseline
▲ 0.50% · 4.625%
HK$345,599
+HK$17,305/mo
Deposit HK$6.82M · loan HK$61.39M · min. income ≈ HK$656,588/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,898,999 · Scale 2, in force from 26 Feb 2026)