LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,564
−HK$9,756/mo
▼ 0.25% · 3.875%
HK$160,403
−HK$4,917/mo
Today · 4.125%
HK$165,320
baseline
▲ 0.50% · 4.625%
HK$175,379
+HK$10,059/mo
Deposit HK$34.11M · loan HK$34.11M · min. income ≈ HK$330,640/mo (50% DSR)
Upfront cash ≈ HK$37.01M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,064
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$177,705
−HK$4,709/mo
Today · 4.125%
HK$182,414
baseline
▲ 0.50% · 4.625%
HK$192,029
+HK$9,615/mo
Deposit HK$34.11M · loan HK$34.11M · min. income ≈ HK$364,828/mo (50% DSR)
Upfront cash ≈ HK$37.01M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,677
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$192,484
−HK$5,899/mo
Today · 4.125%
HK$198,383
baseline
▲ 0.50% · 4.625%
HK$210,455
+HK$12,072/mo
Deposit HK$27.29M · loan HK$40.93M · min. income ≈ HK$396,766/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,676
−HK$11,221/mo
▼ 0.25% · 3.875%
HK$213,246
−HK$5,651/mo
Today · 4.125%
HK$218,897
baseline
▲ 0.50% · 4.625%
HK$230,435
+HK$11,538/mo
Deposit HK$27.29M · loan HK$40.93M · min. income ≈ HK$437,794/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,790
−HK$13,657/mo
▼ 0.25% · 3.875%
HK$224,565
−HK$6,882/mo
Today · 4.125%
HK$231,447
baseline
▲ 0.50% · 4.625%
HK$245,530
+HK$14,083/mo
Deposit HK$20.47M · loan HK$47.76M · min. income ≈ HK$462,894/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,289
−HK$13,090/mo
▼ 0.25% · 3.875%
HK$248,787
−HK$6,592/mo
Today · 4.125%
HK$255,379
baseline
▲ 0.50% · 4.625%
HK$268,841
+HK$13,462/mo
Deposit HK$20.47M · loan HK$47.76M · min. income ≈ HK$510,758/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,016
−HK$17,559/mo
▼ 0.25% · 3.875%
HK$288,726
−HK$8,849/mo
Today · 4.125%
HK$297,575
baseline
▲ 0.50% · 4.625%
HK$315,682
+HK$18,107/mo
Deposit HK$6.82M · loan HK$61.40M · min. income ≈ HK$595,150/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,515
−HK$16,830/mo
▼ 0.25% · 3.875%
HK$319,869
−HK$8,476/mo
Today · 4.125%
HK$328,345
baseline
▲ 0.50% · 4.625%
HK$345,652
+HK$17,307/mo
Deposit HK$6.82M · loan HK$61.40M · min. income ≈ HK$656,690/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,899,447 · Scale 2, in force from 26 Feb 2026)