LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,574
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$160,413
−HK$4,916/mo
Today · 4.125%
HK$165,329
baseline
▲ 0.50% · 4.625%
HK$175,389
+HK$10,060/mo
Deposit HK$34.11M · loan HK$34.11M · min. income ≈ HK$330,658/mo (50% DSR)
Upfront cash ≈ HK$37.01M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,074
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$177,716
−HK$4,709/mo
Today · 4.125%
HK$182,425
baseline
▲ 0.50% · 4.625%
HK$192,041
+HK$9,616/mo
Deposit HK$34.11M · loan HK$34.11M · min. income ≈ HK$364,850/mo (50% DSR)
Upfront cash ≈ HK$37.01M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,688
−HK$11,707/mo
▼ 0.25% · 3.875%
HK$192,495
−HK$5,900/mo
Today · 4.125%
HK$198,395
baseline
▲ 0.50% · 4.625%
HK$210,467
+HK$12,072/mo
Deposit HK$27.29M · loan HK$40.94M · min. income ≈ HK$396,790/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,689
−HK$11,221/mo
▼ 0.25% · 3.875%
HK$213,259
−HK$5,651/mo
Today · 4.125%
HK$218,910
baseline
▲ 0.50% · 4.625%
HK$230,449
+HK$11,539/mo
Deposit HK$27.29M · loan HK$40.94M · min. income ≈ HK$437,820/mo (50% DSR)
Upfront cash ≈ HK$30.19M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,803
−HK$13,658/mo
▼ 0.25% · 3.875%
HK$224,578
−HK$6,883/mo
Today · 4.125%
HK$231,461
baseline
▲ 0.50% · 4.625%
HK$245,545
+HK$14,084/mo
Deposit HK$20.47M · loan HK$47.76M · min. income ≈ HK$462,922/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,304
−HK$13,091/mo
▼ 0.25% · 3.875%
HK$248,802
−HK$6,593/mo
Today · 4.125%
HK$255,395
baseline
▲ 0.50% · 4.625%
HK$268,857
+HK$13,462/mo
Deposit HK$20.47M · loan HK$47.76M · min. income ≈ HK$510,790/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,033
−HK$17,560/mo
▼ 0.25% · 3.875%
HK$288,743
−HK$8,850/mo
Today · 4.125%
HK$297,593
baseline
▲ 0.50% · 4.625%
HK$315,701
+HK$18,108/mo
Deposit HK$6.82M · loan HK$61.40M · min. income ≈ HK$595,186/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,533
−HK$16,832/mo
▼ 0.25% · 3.875%
HK$319,889
−HK$8,476/mo
Today · 4.125%
HK$328,365
baseline
▲ 0.50% · 4.625%
HK$345,673
+HK$17,308/mo
Deposit HK$6.82M · loan HK$61.40M · min. income ≈ HK$656,730/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,899,621 · Scale 2, in force from 26 Feb 2026)