LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,605
−HK$9,757/mo
▼ 0.25% · 3.875%
HK$160,445
−HK$4,917/mo
Today · 4.125%
HK$165,362
baseline
▲ 0.50% · 4.625%
HK$175,424
+HK$10,062/mo
Deposit HK$34.12M · loan HK$34.12M · min. income ≈ HK$330,724/mo (50% DSR)
Upfront cash ≈ HK$37.02M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,109
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$177,751
−HK$4,710/mo
Today · 4.125%
HK$182,461
baseline
▲ 0.50% · 4.625%
HK$192,079
+HK$9,618/mo
Deposit HK$34.12M · loan HK$34.12M · min. income ≈ HK$364,922/mo (50% DSR)
Upfront cash ≈ HK$37.02M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,725
−HK$11,710/mo
▼ 0.25% · 3.875%
HK$192,534
−HK$5,901/mo
Today · 4.125%
HK$198,435
baseline
▲ 0.50% · 4.625%
HK$210,509
+HK$12,074/mo
Deposit HK$27.30M · loan HK$40.94M · min. income ≈ HK$396,870/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,730
−HK$11,223/mo
▼ 0.25% · 3.875%
HK$213,301
−HK$5,652/mo
Today · 4.125%
HK$218,953
baseline
▲ 0.50% · 4.625%
HK$230,495
+HK$11,542/mo
Deposit HK$27.30M · loan HK$40.94M · min. income ≈ HK$437,906/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,846
−HK$13,661/mo
▼ 0.25% · 3.875%
HK$224,623
−HK$6,884/mo
Today · 4.125%
HK$231,507
baseline
▲ 0.50% · 4.625%
HK$245,594
+HK$14,087/mo
Deposit HK$20.47M · loan HK$47.77M · min. income ≈ HK$463,014/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,352
−HK$13,093/mo
▼ 0.25% · 3.875%
HK$248,852
−HK$6,593/mo
Today · 4.125%
HK$255,445
baseline
▲ 0.50% · 4.625%
HK$268,910
+HK$13,465/mo
Deposit HK$20.47M · loan HK$47.77M · min. income ≈ HK$510,890/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,088
−HK$17,564/mo
▼ 0.25% · 3.875%
HK$288,801
−HK$8,851/mo
Today · 4.125%
HK$297,652
baseline
▲ 0.50% · 4.625%
HK$315,764
+HK$18,112/mo
Deposit HK$6.82M · loan HK$61.42M · min. income ≈ HK$595,304/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,595
−HK$16,835/mo
▼ 0.25% · 3.875%
HK$319,952
−HK$8,478/mo
Today · 4.125%
HK$328,430
baseline
▲ 0.50% · 4.625%
HK$345,742
+HK$17,312/mo
Deposit HK$6.82M · loan HK$61.42M · min. income ≈ HK$656,860/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$2,900,198 · Scale 2, in force from 26 Feb 2026)