LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,561
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,045
−HK$492/mo
Today · 4.125%
HK$16,537
baseline
▲ 0.50% · 4.625%
HK$17,543
+HK$1,006/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,074/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,311
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,775
−HK$471/mo
Today · 4.125%
HK$18,246
baseline
▲ 0.50% · 4.625%
HK$19,208
+HK$962/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,492/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,673
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,254
−HK$590/mo
Today · 4.125%
HK$19,844
baseline
▲ 0.50% · 4.625%
HK$21,051
+HK$1,207/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,688/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,773
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,331
−HK$565/mo
Today · 4.125%
HK$21,896
baseline
▲ 0.50% · 4.625%
HK$23,050
+HK$1,154/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,792/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,785
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,463
−HK$688/mo
Today · 4.125%
HK$23,151
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,409/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,302/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,236
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,886
−HK$659/mo
Today · 4.125%
HK$25,545
baseline
▲ 0.50% · 4.625%
HK$26,892
+HK$1,347/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,090/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,009
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,881
−HK$885/mo
Today · 4.125%
HK$29,766
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,811/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$59,532/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$848/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,731/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,725 · Scale 2, in force from 26 Feb 2026)