LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,628
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$160,469
−HK$4,918/mo
Today · 4.125%
HK$165,387
baseline
▲ 0.50% · 4.625%
HK$175,450
+HK$10,063/mo
Deposit HK$34.13M · loan HK$34.13M · min. income ≈ HK$330,774/mo (50% DSR)
Upfront cash ≈ HK$37.03M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,134
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$177,778
−HK$4,710/mo
Today · 4.125%
HK$182,488
baseline
▲ 0.50% · 4.625%
HK$192,107
+HK$9,619/mo
Deposit HK$34.13M · loan HK$34.13M · min. income ≈ HK$364,976/mo (50% DSR)
Upfront cash ≈ HK$37.03M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,753
−HK$11,711/mo
▼ 0.25% · 3.875%
HK$192,562
−HK$5,902/mo
Today · 4.125%
HK$198,464
baseline
▲ 0.50% · 4.625%
HK$210,540
+HK$12,076/mo
Deposit HK$27.30M · loan HK$40.95M · min. income ≈ HK$396,928/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,761
−HK$11,225/mo
▼ 0.25% · 3.875%
HK$213,333
−HK$5,653/mo
Today · 4.125%
HK$218,986
baseline
▲ 0.50% · 4.625%
HK$230,529
+HK$11,543/mo
Deposit HK$27.30M · loan HK$40.95M · min. income ≈ HK$437,972/mo (50% DSR)
Upfront cash ≈ HK$30.20M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,879
−HK$13,663/mo
▼ 0.25% · 3.875%
HK$224,656
−HK$6,886/mo
Today · 4.125%
HK$231,542
baseline
▲ 0.50% · 4.625%
HK$245,631
+HK$14,089/mo
Deposit HK$20.48M · loan HK$47.78M · min. income ≈ HK$463,084/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,388
−HK$13,096/mo
▼ 0.25% · 3.875%
HK$248,889
−HK$6,595/mo
Today · 4.125%
HK$255,484
baseline
▲ 0.50% · 4.625%
HK$268,950
+HK$13,466/mo
Deposit HK$20.48M · loan HK$47.78M · min. income ≈ HK$510,968/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,130
−HK$17,567/mo
▼ 0.25% · 3.875%
HK$288,844
−HK$8,853/mo
Today · 4.125%
HK$297,697
baseline
▲ 0.50% · 4.625%
HK$315,811
+HK$18,114/mo
Deposit HK$6.83M · loan HK$61.43M · min. income ≈ HK$595,394/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,642
−HK$16,837/mo
▼ 0.25% · 3.875%
HK$320,000
−HK$8,479/mo
Today · 4.125%
HK$328,479
baseline
▲ 0.50% · 4.625%
HK$345,793
+HK$17,314/mo
Deposit HK$6.83M · loan HK$61.43M · min. income ≈ HK$656,958/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,900,630 · Scale 2, in force from 26 Feb 2026)