LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,685
−HK$9,763/mo
▼ 0.25% · 3.875%
HK$160,528
−HK$4,920/mo
Today · 4.125%
HK$165,448
baseline
▲ 0.50% · 4.625%
HK$175,515
+HK$10,067/mo
Deposit HK$34.14M · loan HK$34.14M · min. income ≈ HK$330,896/mo (50% DSR)
Upfront cash ≈ HK$37.04M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,199
−HK$9,357/mo
▼ 0.25% · 3.875%
HK$177,844
−HK$4,712/mo
Today · 4.125%
HK$182,556
baseline
▲ 0.50% · 4.625%
HK$192,179
+HK$9,623/mo
Deposit HK$34.14M · loan HK$34.14M · min. income ≈ HK$365,112/mo (50% DSR)
Upfront cash ≈ HK$37.04M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,823
−HK$11,715/mo
▼ 0.25% · 3.875%
HK$192,634
−HK$5,904/mo
Today · 4.125%
HK$198,538
baseline
▲ 0.50% · 4.625%
HK$210,619
+HK$12,081/mo
Deposit HK$27.31M · loan HK$40.97M · min. income ≈ HK$397,076/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,838
−HK$11,229/mo
▼ 0.25% · 3.875%
HK$213,412
−HK$5,655/mo
Today · 4.125%
HK$219,067
baseline
▲ 0.50% · 4.625%
HK$230,614
+HK$11,547/mo
Deposit HK$27.31M · loan HK$40.97M · min. income ≈ HK$438,134/mo (50% DSR)
Upfront cash ≈ HK$30.21M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,960
−HK$13,668/mo
▼ 0.25% · 3.875%
HK$224,739
−HK$6,889/mo
Today · 4.125%
HK$231,628
baseline
▲ 0.50% · 4.625%
HK$245,722
+HK$14,094/mo
Deposit HK$20.48M · loan HK$47.79M · min. income ≈ HK$463,256/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,478
−HK$13,100/mo
▼ 0.25% · 3.875%
HK$248,981
−HK$6,597/mo
Today · 4.125%
HK$255,578
baseline
▲ 0.50% · 4.625%
HK$269,050
+HK$13,472/mo
Deposit HK$20.48M · loan HK$47.79M · min. income ≈ HK$511,156/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,234
−HK$17,573/mo
▼ 0.25% · 3.875%
HK$288,951
−HK$8,856/mo
Today · 4.125%
HK$297,807
baseline
▲ 0.50% · 4.625%
HK$315,928
+HK$18,121/mo
Deposit HK$6.83M · loan HK$61.45M · min. income ≈ HK$595,614/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,757
−HK$16,844/mo
▼ 0.25% · 3.875%
HK$320,118
−HK$8,483/mo
Today · 4.125%
HK$328,601
baseline
▲ 0.50% · 4.625%
HK$345,922
+HK$17,321/mo
Deposit HK$6.83M · loan HK$61.45M · min. income ≈ HK$657,202/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,901,706 · Scale 2, in force from 26 Feb 2026)