LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,713
−HK$9,765/mo
▼ 0.25% · 3.875%
HK$160,557
−HK$4,921/mo
Today · 4.125%
HK$165,478
baseline
▲ 0.50% · 4.625%
HK$175,547
+HK$10,069/mo
Deposit HK$34.14M · loan HK$34.14M · min. income ≈ HK$330,956/mo (50% DSR)
Upfront cash ≈ HK$37.05M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,230
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$177,876
−HK$4,713/mo
Today · 4.125%
HK$182,589
baseline
▲ 0.50% · 4.625%
HK$192,213
+HK$9,624/mo
Deposit HK$34.14M · loan HK$34.14M · min. income ≈ HK$365,178/mo (50% DSR)
Upfront cash ≈ HK$37.05M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,856
−HK$11,718/mo
▼ 0.25% · 3.875%
HK$192,668
−HK$5,906/mo
Today · 4.125%
HK$198,574
baseline
▲ 0.50% · 4.625%
HK$210,656
+HK$12,082/mo
Deposit HK$27.32M · loan HK$40.97M · min. income ≈ HK$397,148/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,876
−HK$11,230/mo
▼ 0.25% · 3.875%
HK$213,451
−HK$5,655/mo
Today · 4.125%
HK$219,106
baseline
▲ 0.50% · 4.625%
HK$230,656
+HK$11,550/mo
Deposit HK$27.32M · loan HK$40.97M · min. income ≈ HK$438,212/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,999
−HK$13,670/mo
▼ 0.25% · 3.875%
HK$224,780
−HK$6,889/mo
Today · 4.125%
HK$231,669
baseline
▲ 0.50% · 4.625%
HK$245,766
+HK$14,097/mo
Deposit HK$20.49M · loan HK$47.80M · min. income ≈ HK$463,338/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,521
−HK$13,103/mo
▼ 0.25% · 3.875%
HK$249,026
−HK$6,598/mo
Today · 4.125%
HK$255,624
baseline
▲ 0.50% · 4.625%
HK$269,098
+HK$13,474/mo
Deposit HK$20.49M · loan HK$47.80M · min. income ≈ HK$511,248/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,284
−HK$17,576/mo
▼ 0.25% · 3.875%
HK$289,003
−HK$8,857/mo
Today · 4.125%
HK$297,860
baseline
▲ 0.50% · 4.625%
HK$315,985
+HK$18,125/mo
Deposit HK$6.83M · loan HK$61.46M · min. income ≈ HK$595,720/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,813
−HK$16,847/mo
▼ 0.25% · 3.875%
HK$320,176
−HK$8,484/mo
Today · 4.125%
HK$328,660
baseline
▲ 0.50% · 4.625%
HK$345,984
+HK$17,324/mo
Deposit HK$6.83M · loan HK$61.46M · min. income ≈ HK$657,320/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,902,227 · Scale 2, in force from 26 Feb 2026)