LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,572
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,056
−HK$492/mo
Today · 4.125%
HK$16,548
baseline
▲ 0.50% · 4.625%
HK$17,555
+HK$1,007/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,096/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,324
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,788
−HK$472/mo
Today · 4.125%
HK$18,260
baseline
▲ 0.50% · 4.625%
HK$19,222
+HK$962/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,520/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,686
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,268
−HK$590/mo
Today · 4.125%
HK$19,858
baseline
▲ 0.50% · 4.625%
HK$21,066
+HK$1,208/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,716/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,788
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$565/mo
Today · 4.125%
HK$21,911
baseline
▲ 0.50% · 4.625%
HK$23,066
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,822/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,479
−HK$689/mo
Today · 4.125%
HK$23,168
baseline
▲ 0.50% · 4.625%
HK$24,577
+HK$1,409/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,336/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,253
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,903
−HK$660/mo
Today · 4.125%
HK$25,563
baseline
▲ 0.50% · 4.625%
HK$26,911
+HK$1,348/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,126/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,029
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,901
−HK$886/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,813/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,182
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$848/mo
Today · 4.125%
HK$32,867
baseline
▲ 0.50% · 4.625%
HK$34,600
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,734/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,871 · Scale 2, in force from 26 Feb 2026)