LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,751
−HK$9,767/mo
▼ 0.25% · 3.875%
HK$160,596
−HK$4,922/mo
Today · 4.125%
HK$165,518
baseline
▲ 0.50% · 4.625%
HK$175,590
+HK$10,072/mo
Deposit HK$34.15M · loan HK$34.15M · min. income ≈ HK$331,036/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,272
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$177,919
−HK$4,714/mo
Today · 4.125%
HK$182,633
baseline
▲ 0.50% · 4.625%
HK$192,260
+HK$9,627/mo
Deposit HK$34.15M · loan HK$34.15M · min. income ≈ HK$365,266/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,902
−HK$11,720/mo
▼ 0.25% · 3.875%
HK$192,715
−HK$5,907/mo
Today · 4.125%
HK$198,622
baseline
▲ 0.50% · 4.625%
HK$210,708
+HK$12,086/mo
Deposit HK$27.32M · loan HK$40.98M · min. income ≈ HK$397,244/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,926
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$213,503
−HK$5,657/mo
Today · 4.125%
HK$219,160
baseline
▲ 0.50% · 4.625%
HK$230,712
+HK$11,552/mo
Deposit HK$27.32M · loan HK$40.98M · min. income ≈ HK$438,320/mo (50% DSR)
Upfront cash ≈ HK$30.22M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,052
−HK$13,674/mo
▼ 0.25% · 3.875%
HK$224,834
−HK$6,892/mo
Today · 4.125%
HK$231,726
baseline
▲ 0.50% · 4.625%
HK$245,826
+HK$14,100/mo
Deposit HK$20.49M · loan HK$47.81M · min. income ≈ HK$463,452/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,580
−HK$13,106/mo
▼ 0.25% · 3.875%
HK$249,086
−HK$6,600/mo
Today · 4.125%
HK$255,686
baseline
▲ 0.50% · 4.625%
HK$269,164
+HK$13,478/mo
Deposit HK$20.49M · loan HK$47.81M · min. income ≈ HK$511,372/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,352
−HK$17,581/mo
▼ 0.25% · 3.875%
HK$289,073
−HK$8,860/mo
Today · 4.125%
HK$297,933
baseline
▲ 0.50% · 4.625%
HK$316,061
+HK$18,128/mo
Deposit HK$6.83M · loan HK$61.47M · min. income ≈ HK$595,866/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,889
−HK$16,851/mo
▼ 0.25% · 3.875%
HK$320,254
−HK$8,486/mo
Today · 4.125%
HK$328,740
baseline
▲ 0.50% · 4.625%
HK$346,068
+HK$17,328/mo
Deposit HK$6.83M · loan HK$61.47M · min. income ≈ HK$657,480/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,902,933 · Scale 2, in force from 26 Feb 2026)