LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,759
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,604
−HK$4,923/mo
Today · 4.125%
HK$165,527
baseline
▲ 0.50% · 4.625%
HK$175,599
+HK$10,072/mo
Deposit HK$34.15M · loan HK$34.15M · min. income ≈ HK$331,054/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,281
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,928
−HK$4,715/mo
Today · 4.125%
HK$182,643
baseline
▲ 0.50% · 4.625%
HK$192,270
+HK$9,627/mo
Deposit HK$34.15M · loan HK$34.15M · min. income ≈ HK$365,286/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,911
−HK$11,721/mo
▼ 0.25% · 3.875%
HK$192,725
−HK$5,907/mo
Today · 4.125%
HK$198,632
baseline
▲ 0.50% · 4.625%
HK$210,719
+HK$12,087/mo
Deposit HK$27.32M · loan HK$40.98M · min. income ≈ HK$397,264/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,937
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$213,514
−HK$5,657/mo
Today · 4.125%
HK$219,171
baseline
▲ 0.50% · 4.625%
HK$230,724
+HK$11,553/mo
Deposit HK$27.32M · loan HK$40.98M · min. income ≈ HK$438,342/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,063
−HK$13,675/mo
▼ 0.25% · 3.875%
HK$224,846
−HK$6,892/mo
Today · 4.125%
HK$231,738
baseline
▲ 0.50% · 4.625%
HK$245,838
+HK$14,100/mo
Deposit HK$20.49M · loan HK$47.82M · min. income ≈ HK$463,476/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,593
−HK$13,107/mo
▼ 0.25% · 3.875%
HK$249,099
−HK$6,601/mo
Today · 4.125%
HK$255,700
baseline
▲ 0.50% · 4.625%
HK$269,178
+HK$13,478/mo
Deposit HK$20.49M · loan HK$47.82M · min. income ≈ HK$511,400/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,367
−HK$17,581/mo
▼ 0.25% · 3.875%
HK$289,088
−HK$8,860/mo
Today · 4.125%
HK$297,948
baseline
▲ 0.50% · 4.625%
HK$316,078
+HK$18,130/mo
Deposit HK$6.83M · loan HK$61.48M · min. income ≈ HK$595,896/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,905
−HK$16,852/mo
▼ 0.25% · 3.875%
HK$320,271
−HK$8,486/mo
Today · 4.125%
HK$328,757
baseline
▲ 0.50% · 4.625%
HK$346,086
+HK$17,329/mo
Deposit HK$6.83M · loan HK$61.48M · min. income ≈ HK$657,514/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,903,085 · Scale 2, in force from 26 Feb 2026)