LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,760
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$160,605
−HK$4,923/mo
Today · 4.125%
HK$165,528
baseline
▲ 0.50% · 4.625%
HK$175,600
+HK$10,072/mo
Deposit HK$34.15M · loan HK$34.15M · min. income ≈ HK$331,056/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,282
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,929
−HK$4,715/mo
Today · 4.125%
HK$182,644
baseline
▲ 0.50% · 4.625%
HK$192,271
+HK$9,627/mo
Deposit HK$34.15M · loan HK$34.15M · min. income ≈ HK$365,288/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,912
−HK$11,721/mo
▼ 0.25% · 3.875%
HK$192,726
−HK$5,907/mo
Today · 4.125%
HK$198,633
baseline
▲ 0.50% · 4.625%
HK$210,720
+HK$12,087/mo
Deposit HK$27.32M · loan HK$40.98M · min. income ≈ HK$397,266/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,938
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$213,515
−HK$5,657/mo
Today · 4.125%
HK$219,172
baseline
▲ 0.50% · 4.625%
HK$230,725
+HK$11,553/mo
Deposit HK$27.32M · loan HK$40.98M · min. income ≈ HK$438,344/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,064
−HK$13,675/mo
▼ 0.25% · 3.875%
HK$224,847
−HK$6,892/mo
Today · 4.125%
HK$231,739
baseline
▲ 0.50% · 4.625%
HK$245,840
+HK$14,101/mo
Deposit HK$20.49M · loan HK$47.82M · min. income ≈ HK$463,478/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,594
−HK$13,107/mo
▼ 0.25% · 3.875%
HK$249,101
−HK$6,600/mo
Today · 4.125%
HK$255,701
baseline
▲ 0.50% · 4.625%
HK$269,179
+HK$13,478/mo
Deposit HK$20.49M · loan HK$47.82M · min. income ≈ HK$511,402/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,369
−HK$17,581/mo
▼ 0.25% · 3.875%
HK$289,090
−HK$8,860/mo
Today · 4.125%
HK$297,950
baseline
▲ 0.50% · 4.625%
HK$316,080
+HK$18,130/mo
Deposit HK$6.83M · loan HK$61.48M · min. income ≈ HK$595,900/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,907
−HK$16,852/mo
▼ 0.25% · 3.875%
HK$320,272
−HK$8,487/mo
Today · 4.125%
HK$328,759
baseline
▲ 0.50% · 4.625%
HK$346,088
+HK$17,329/mo
Deposit HK$6.83M · loan HK$61.48M · min. income ≈ HK$657,518/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$2,903,101 · Scale 2, in force from 26 Feb 2026)