LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,576
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,061
−HK$492/mo
Today · 4.125%
HK$16,553
baseline
▲ 0.50% · 4.625%
HK$17,560
+HK$1,007/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,106/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,328
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,793
−HK$472/mo
Today · 4.125%
HK$18,265
baseline
▲ 0.50% · 4.625%
HK$19,227
+HK$962/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,530/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,692
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,273
−HK$591/mo
Today · 4.125%
HK$19,864
baseline
▲ 0.50% · 4.625%
HK$21,072
+HK$1,208/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,728/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,794
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,352
−HK$566/mo
Today · 4.125%
HK$21,918
baseline
▲ 0.50% · 4.625%
HK$23,073
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,836/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,807
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,485
−HK$689/mo
Today · 4.125%
HK$23,174
baseline
▲ 0.50% · 4.625%
HK$24,584
+HK$1,410/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,348/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,260
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,911
−HK$660/mo
Today · 4.125%
HK$25,571
baseline
▲ 0.50% · 4.625%
HK$26,918
+HK$1,347/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,142/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,909
−HK$887/mo
Today · 4.125%
HK$29,796
baseline
▲ 0.50% · 4.625%
HK$31,609
+HK$1,813/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,592/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,191
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,028
−HK$848/mo
Today · 4.125%
HK$32,876
baseline
▲ 0.50% · 4.625%
HK$34,609
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,752/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,929 · Scale 2, in force from 26 Feb 2026)