LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,791
−HK$9,769/mo
▼ 0.25% · 3.875%
HK$160,637
−HK$4,923/mo
Today · 4.125%
HK$165,560
baseline
▲ 0.50% · 4.625%
HK$175,634
+HK$10,074/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$331,120/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,316
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,964
−HK$4,716/mo
Today · 4.125%
HK$182,680
baseline
▲ 0.50% · 4.625%
HK$192,309
+HK$9,629/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$365,360/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,949
−HK$11,723/mo
▼ 0.25% · 3.875%
HK$192,764
−HK$5,908/mo
Today · 4.125%
HK$198,672
baseline
▲ 0.50% · 4.625%
HK$210,761
+HK$12,089/mo
Deposit HK$27.33M · loan HK$40.99M · min. income ≈ HK$397,344/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,979
−HK$11,236/mo
▼ 0.25% · 3.875%
HK$213,557
−HK$5,658/mo
Today · 4.125%
HK$219,215
baseline
▲ 0.50% · 4.625%
HK$230,771
+HK$11,556/mo
Deposit HK$27.33M · loan HK$40.99M · min. income ≈ HK$438,430/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,107
−HK$13,678/mo
▼ 0.25% · 3.875%
HK$224,892
−HK$6,893/mo
Today · 4.125%
HK$231,785
baseline
▲ 0.50% · 4.625%
HK$245,888
+HK$14,103/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$463,570/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,642
−HK$13,109/mo
▼ 0.25% · 3.875%
HK$249,150
−HK$6,601/mo
Today · 4.125%
HK$255,751
baseline
▲ 0.50% · 4.625%
HK$269,232
+HK$13,481/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$511,502/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,424
−HK$17,585/mo
▼ 0.25% · 3.875%
HK$289,146
−HK$8,863/mo
Today · 4.125%
HK$298,009
baseline
▲ 0.50% · 4.625%
HK$316,142
+HK$18,133/mo
Deposit HK$6.83M · loan HK$61.49M · min. income ≈ HK$596,018/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,969
−HK$16,854/mo
▼ 0.25% · 3.875%
HK$320,335
−HK$8,488/mo
Today · 4.125%
HK$328,823
baseline
▲ 0.50% · 4.625%
HK$346,156
+HK$17,333/mo
Deposit HK$6.83M · loan HK$61.49M · min. income ≈ HK$657,646/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,672 · Scale 2, in force from 26 Feb 2026)