LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,793
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,639
−HK$4,924/mo
Today · 4.125%
HK$165,563
baseline
▲ 0.50% · 4.625%
HK$175,637
+HK$10,074/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$331,126/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,318
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,966
−HK$4,716/mo
Today · 4.125%
HK$182,682
baseline
▲ 0.50% · 4.625%
HK$192,311
+HK$9,629/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$365,364/mo (50% DSR)
Upfront cash ≈ HK$37.06M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,951
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$192,767
−HK$5,908/mo
Today · 4.125%
HK$198,675
baseline
▲ 0.50% · 4.625%
HK$210,764
+HK$12,089/mo
Deposit HK$27.33M · loan HK$40.99M · min. income ≈ HK$397,350/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,982
−HK$11,236/mo
▼ 0.25% · 3.875%
HK$213,560
−HK$5,658/mo
Today · 4.125%
HK$219,218
baseline
▲ 0.50% · 4.625%
HK$230,774
+HK$11,556/mo
Deposit HK$27.33M · loan HK$40.99M · min. income ≈ HK$438,436/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,110
−HK$13,678/mo
▼ 0.25% · 3.875%
HK$224,895
−HK$6,893/mo
Today · 4.125%
HK$231,788
baseline
▲ 0.50% · 4.625%
HK$245,891
+HK$14,103/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$463,576/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,645
−HK$13,110/mo
▼ 0.25% · 3.875%
HK$249,153
−HK$6,602/mo
Today · 4.125%
HK$255,755
baseline
▲ 0.50% · 4.625%
HK$269,236
+HK$13,481/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$511,510/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,427
−HK$17,586/mo
▼ 0.25% · 3.875%
HK$289,150
−HK$8,863/mo
Today · 4.125%
HK$298,013
baseline
▲ 0.50% · 4.625%
HK$316,146
+HK$18,133/mo
Deposit HK$6.83M · loan HK$61.49M · min. income ≈ HK$596,026/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,972
−HK$16,855/mo
▼ 0.25% · 3.875%
HK$320,339
−HK$8,488/mo
Today · 4.125%
HK$328,827
baseline
▲ 0.50% · 4.625%
HK$346,160
+HK$17,333/mo
Deposit HK$6.83M · loan HK$61.49M · min. income ≈ HK$657,654/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,708 · Scale 2, in force from 26 Feb 2026)