LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,794
−HK$9,769/mo
▼ 0.25% · 3.875%
HK$160,640
−HK$4,923/mo
Today · 4.125%
HK$165,563
baseline
▲ 0.50% · 4.625%
HK$175,637
+HK$10,074/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$331,126/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,319
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,967
−HK$4,716/mo
Today · 4.125%
HK$182,683
baseline
▲ 0.50% · 4.625%
HK$192,312
+HK$9,629/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$365,366/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,952
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$192,768
−HK$5,908/mo
Today · 4.125%
HK$198,676
baseline
▲ 0.50% · 4.625%
HK$210,765
+HK$12,089/mo
Deposit HK$27.33M · loan HK$40.99M · min. income ≈ HK$397,352/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,983
−HK$11,236/mo
▼ 0.25% · 3.875%
HK$213,561
−HK$5,658/mo
Today · 4.125%
HK$219,219
baseline
▲ 0.50% · 4.625%
HK$230,775
+HK$11,556/mo
Deposit HK$27.33M · loan HK$40.99M · min. income ≈ HK$438,438/mo (50% DSR)
Upfront cash ≈ HK$30.23M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,111
−HK$13,678/mo
▼ 0.25% · 3.875%
HK$224,896
−HK$6,893/mo
Today · 4.125%
HK$231,789
baseline
▲ 0.50% · 4.625%
HK$245,892
+HK$14,103/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$463,578/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,646
−HK$13,110/mo
▼ 0.25% · 3.875%
HK$249,154
−HK$6,602/mo
Today · 4.125%
HK$255,756
baseline
▲ 0.50% · 4.625%
HK$269,237
+HK$13,481/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$511,512/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,429
−HK$17,585/mo
▼ 0.25% · 3.875%
HK$289,152
−HK$8,862/mo
Today · 4.125%
HK$298,014
baseline
▲ 0.50% · 4.625%
HK$316,147
+HK$18,133/mo
Deposit HK$6.83M · loan HK$61.49M · min. income ≈ HK$596,028/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,974
−HK$16,855/mo
▼ 0.25% · 3.875%
HK$320,341
−HK$8,488/mo
Today · 4.125%
HK$328,829
baseline
▲ 0.50% · 4.625%
HK$346,162
+HK$17,333/mo
Deposit HK$6.83M · loan HK$61.49M · min. income ≈ HK$657,658/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,722 · Scale 2, in force from 26 Feb 2026)