LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,806
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,652
−HK$4,924/mo
Today · 4.125%
HK$165,576
baseline
▲ 0.50% · 4.625%
HK$175,651
+HK$10,075/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$331,152/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,332
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,981
−HK$4,716/mo
Today · 4.125%
HK$182,697
baseline
▲ 0.50% · 4.625%
HK$192,327
+HK$9,630/mo
Deposit HK$34.16M · loan HK$34.16M · min. income ≈ HK$365,394/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,967
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$192,782
−HK$5,909/mo
Today · 4.125%
HK$198,691
baseline
▲ 0.50% · 4.625%
HK$210,781
+HK$12,090/mo
Deposit HK$27.33M · loan HK$41.00M · min. income ≈ HK$397,382/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,999
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$213,577
−HK$5,659/mo
Today · 4.125%
HK$219,236
baseline
▲ 0.50% · 4.625%
HK$230,792
+HK$11,556/mo
Deposit HK$27.33M · loan HK$41.00M · min. income ≈ HK$438,472/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,128
−HK$13,678/mo
▼ 0.25% · 3.875%
HK$224,913
−HK$6,893/mo
Today · 4.125%
HK$231,806
baseline
▲ 0.50% · 4.625%
HK$245,911
+HK$14,105/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$463,612/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,665
−HK$13,110/mo
▼ 0.25% · 3.875%
HK$249,173
−HK$6,602/mo
Today · 4.125%
HK$255,775
baseline
▲ 0.50% · 4.625%
HK$269,258
+HK$13,483/mo
Deposit HK$20.50M · loan HK$47.83M · min. income ≈ HK$511,550/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,450
−HK$17,587/mo
▼ 0.25% · 3.875%
HK$289,174
−HK$8,863/mo
Today · 4.125%
HK$298,037
baseline
▲ 0.50% · 4.625%
HK$316,172
+HK$18,135/mo
Deposit HK$6.83M · loan HK$61.50M · min. income ≈ HK$596,074/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,998
−HK$16,856/mo
▼ 0.25% · 3.875%
HK$320,365
−HK$8,489/mo
Today · 4.125%
HK$328,854
baseline
▲ 0.50% · 4.625%
HK$346,189
+HK$17,335/mo
Deposit HK$6.83M · loan HK$61.50M · min. income ≈ HK$657,708/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,903,945 · Scale 2, in force from 26 Feb 2026)