LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,831
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$160,679
−HK$4,924/mo
Today · 4.125%
HK$165,603
baseline
▲ 0.50% · 4.625%
HK$175,680
+HK$10,077/mo
Deposit HK$34.17M · loan HK$34.17M · min. income ≈ HK$331,206/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,361
−HK$9,366/mo
▼ 0.25% · 3.875%
HK$178,010
−HK$4,717/mo
Today · 4.125%
HK$182,727
baseline
▲ 0.50% · 4.625%
HK$192,359
+HK$9,632/mo
Deposit HK$34.17M · loan HK$34.17M · min. income ≈ HK$365,454/mo (50% DSR)
Upfront cash ≈ HK$37.07M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,998
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$192,814
−HK$5,910/mo
Today · 4.125%
HK$198,724
baseline
▲ 0.50% · 4.625%
HK$210,816
+HK$12,092/mo
Deposit HK$27.34M · loan HK$41.00M · min. income ≈ HK$397,448/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,033
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$213,612
−HK$5,660/mo
Today · 4.125%
HK$219,272
baseline
▲ 0.50% · 4.625%
HK$230,830
+HK$11,558/mo
Deposit HK$27.34M · loan HK$41.00M · min. income ≈ HK$438,544/mo (50% DSR)
Upfront cash ≈ HK$30.24M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,164
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$224,950
−HK$6,895/mo
Today · 4.125%
HK$231,845
baseline
▲ 0.50% · 4.625%
HK$245,952
+HK$14,107/mo
Deposit HK$20.50M · loan HK$47.84M · min. income ≈ HK$463,690/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,705
−HK$13,113/mo
▼ 0.25% · 3.875%
HK$249,214
−HK$6,604/mo
Today · 4.125%
HK$255,818
baseline
▲ 0.50% · 4.625%
HK$269,302
+HK$13,484/mo
Deposit HK$20.50M · loan HK$47.84M · min. income ≈ HK$511,636/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,496
−HK$17,590/mo
▼ 0.25% · 3.875%
HK$289,221
−HK$8,865/mo
Today · 4.125%
HK$298,086
baseline
▲ 0.50% · 4.625%
HK$316,224
+HK$18,138/mo
Deposit HK$6.83M · loan HK$61.51M · min. income ≈ HK$596,172/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,049
−HK$16,859/mo
▼ 0.25% · 3.875%
HK$320,418
−HK$8,490/mo
Today · 4.125%
HK$328,908
baseline
▲ 0.50% · 4.625%
HK$346,246
+HK$17,338/mo
Deposit HK$6.83M · loan HK$61.51M · min. income ≈ HK$657,816/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,904,424 · Scale 2, in force from 26 Feb 2026)