LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,585
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,070
−HK$493/mo
Today · 4.125%
HK$16,563
baseline
▲ 0.50% · 4.625%
HK$17,570
+HK$1,007/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,126/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,338
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,803
−HK$472/mo
Today · 4.125%
HK$18,275
baseline
▲ 0.50% · 4.625%
HK$19,239
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,550/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,702
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,284
−HK$591/mo
Today · 4.125%
HK$19,875
baseline
▲ 0.50% · 4.625%
HK$21,084
+HK$1,209/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,750/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,806
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,364
−HK$566/mo
Today · 4.125%
HK$21,930
baseline
▲ 0.50% · 4.625%
HK$23,086
+HK$1,156/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,860/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,819
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,498
−HK$690/mo
Today · 4.125%
HK$23,188
baseline
▲ 0.50% · 4.625%
HK$24,599
+HK$1,411/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,376/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,274
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,925
−HK$660/mo
Today · 4.125%
HK$25,585
baseline
▲ 0.50% · 4.625%
HK$26,934
+HK$1,349/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,170/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,053
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,926
−HK$887/mo
Today · 4.125%
HK$29,813
baseline
▲ 0.50% · 4.625%
HK$31,627
+HK$1,814/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,626/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,209
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$849/mo
Today · 4.125%
HK$32,895
baseline
▲ 0.50% · 4.625%
HK$34,629
+HK$1,734/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,790/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,047 · Scale 2, in force from 26 Feb 2026)