LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,861
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$160,709
−HK$4,926/mo
Today · 4.125%
HK$165,635
baseline
▲ 0.50% · 4.625%
HK$175,713
+HK$10,078/mo
Deposit HK$34.18M · loan HK$34.18M · min. income ≈ HK$331,270/mo (50% DSR)
Upfront cash ≈ HK$37.08M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,393
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$178,044
−HK$4,717/mo
Today · 4.125%
HK$182,761
baseline
▲ 0.50% · 4.625%
HK$192,395
+HK$9,634/mo
Deposit HK$34.18M · loan HK$34.18M · min. income ≈ HK$365,522/mo (50% DSR)
Upfront cash ≈ HK$37.08M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,033
−HK$11,728/mo
▼ 0.25% · 3.875%
HK$192,851
−HK$5,910/mo
Today · 4.125%
HK$198,761
baseline
▲ 0.50% · 4.625%
HK$210,856
+HK$12,095/mo
Deposit HK$27.34M · loan HK$41.01M · min. income ≈ HK$397,522/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,072
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$213,653
−HK$5,661/mo
Today · 4.125%
HK$219,314
baseline
▲ 0.50% · 4.625%
HK$230,874
+HK$11,560/mo
Deposit HK$27.34M · loan HK$41.01M · min. income ≈ HK$438,628/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,205
−HK$13,683/mo
▼ 0.25% · 3.875%
HK$224,992
−HK$6,896/mo
Today · 4.125%
HK$231,888
baseline
▲ 0.50% · 4.625%
HK$245,998
+HK$14,110/mo
Deposit HK$20.51M · loan HK$47.85M · min. income ≈ HK$463,776/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,751
−HK$13,115/mo
▼ 0.25% · 3.875%
HK$249,261
−HK$6,605/mo
Today · 4.125%
HK$255,866
baseline
▲ 0.50% · 4.625%
HK$269,353
+HK$13,487/mo
Deposit HK$20.51M · loan HK$47.85M · min. income ≈ HK$511,732/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,549
−HK$17,593/mo
▼ 0.25% · 3.875%
HK$289,276
−HK$8,866/mo
Today · 4.125%
HK$298,142
baseline
▲ 0.50% · 4.625%
HK$316,283
+HK$18,141/mo
Deposit HK$6.84M · loan HK$61.52M · min. income ≈ HK$596,284/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,108
−HK$16,863/mo
▼ 0.25% · 3.875%
HK$320,479
−HK$8,492/mo
Today · 4.125%
HK$328,971
baseline
▲ 0.50% · 4.625%
HK$346,311
+HK$17,340/mo
Deposit HK$6.84M · loan HK$61.52M · min. income ≈ HK$657,942/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,904,972 · Scale 2, in force from 26 Feb 2026)