LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,588
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,073
−HK$493/mo
Today · 4.125%
HK$16,566
baseline
▲ 0.50% · 4.625%
HK$17,574
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,132/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,342
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,807
−HK$472/mo
Today · 4.125%
HK$18,279
baseline
▲ 0.50% · 4.625%
HK$19,242
+HK$963/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,558/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,706
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,288
−HK$591/mo
Today · 4.125%
HK$19,879
baseline
▲ 0.50% · 4.625%
HK$21,089
+HK$1,210/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,758/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,810
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,368
−HK$567/mo
Today · 4.125%
HK$21,935
baseline
▲ 0.50% · 4.625%
HK$23,091
+HK$1,156/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,870/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,824
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,503
−HK$689/mo
Today · 4.125%
HK$23,192
baseline
▲ 0.50% · 4.625%
HK$24,603
+HK$1,411/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,384/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,930
−HK$660/mo
Today · 4.125%
HK$25,590
baseline
▲ 0.50% · 4.625%
HK$26,939
+HK$1,349/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,180/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,059
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,932
−HK$887/mo
Today · 4.125%
HK$29,819
baseline
▲ 0.50% · 4.625%
HK$31,633
+HK$1,814/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$59,638/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,215
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,053
−HK$849/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,636
+HK$1,734/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,088 · Scale 2, in force from 26 Feb 2026)