LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,889
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$160,738
−HK$4,927/mo
Today · 4.125%
HK$165,665
baseline
▲ 0.50% · 4.625%
HK$175,745
+HK$10,080/mo
Deposit HK$34.18M · loan HK$34.18M · min. income ≈ HK$331,330/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,425
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$178,076
−HK$4,719/mo
Today · 4.125%
HK$182,795
baseline
▲ 0.50% · 4.625%
HK$192,430
+HK$9,635/mo
Deposit HK$34.18M · loan HK$34.18M · min. income ≈ HK$365,590/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,067
−HK$11,731/mo
▼ 0.25% · 3.875%
HK$192,886
−HK$5,912/mo
Today · 4.125%
HK$198,798
baseline
▲ 0.50% · 4.625%
HK$210,894
+HK$12,096/mo
Deposit HK$27.35M · loan HK$41.02M · min. income ≈ HK$397,596/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,110
−HK$11,244/mo
▼ 0.25% · 3.875%
HK$213,692
−HK$5,662/mo
Today · 4.125%
HK$219,354
baseline
▲ 0.50% · 4.625%
HK$230,916
+HK$11,562/mo
Deposit HK$27.35M · loan HK$41.02M · min. income ≈ HK$438,708/mo (50% DSR)
Upfront cash ≈ HK$30.25M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,245
−HK$13,686/mo
▼ 0.25% · 3.875%
HK$225,034
−HK$6,897/mo
Today · 4.125%
HK$231,931
baseline
▲ 0.50% · 4.625%
HK$246,043
+HK$14,112/mo
Deposit HK$20.51M · loan HK$47.86M · min. income ≈ HK$463,862/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,795
−HK$13,118/mo
▼ 0.25% · 3.875%
HK$249,307
−HK$6,606/mo
Today · 4.125%
HK$255,913
baseline
▲ 0.50% · 4.625%
HK$269,402
+HK$13,489/mo
Deposit HK$20.51M · loan HK$47.86M · min. income ≈ HK$511,826/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,601
−HK$17,596/mo
▼ 0.25% · 3.875%
HK$289,329
−HK$8,868/mo
Today · 4.125%
HK$298,197
baseline
▲ 0.50% · 4.625%
HK$316,341
+HK$18,144/mo
Deposit HK$6.84M · loan HK$61.53M · min. income ≈ HK$596,394/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,165
−HK$16,866/mo
▼ 0.25% · 3.875%
HK$320,538
−HK$8,493/mo
Today · 4.125%
HK$329,031
baseline
▲ 0.50% · 4.625%
HK$346,374
+HK$17,343/mo
Deposit HK$6.84M · loan HK$61.53M · min. income ≈ HK$658,062/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,905,504 · Scale 2, in force from 26 Feb 2026)