LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,917
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$160,767
−HK$4,928/mo
Today · 4.125%
HK$165,695
baseline
▲ 0.50% · 4.625%
HK$175,777
+HK$10,082/mo
Deposit HK$34.19M · loan HK$34.19M · min. income ≈ HK$331,390/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,457
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$178,109
−HK$4,719/mo
Today · 4.125%
HK$182,828
baseline
▲ 0.50% · 4.625%
HK$192,465
+HK$9,637/mo
Deposit HK$34.19M · loan HK$34.19M · min. income ≈ HK$365,656/mo (50% DSR)
Upfront cash ≈ HK$37.09M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,101
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$192,921
−HK$5,913/mo
Today · 4.125%
HK$198,834
baseline
▲ 0.50% · 4.625%
HK$210,932
+HK$12,098/mo
Deposit HK$27.35M · loan HK$41.03M · min. income ≈ HK$397,668/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,148
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$213,730
−HK$5,664/mo
Today · 4.125%
HK$219,394
baseline
▲ 0.50% · 4.625%
HK$230,958
+HK$11,564/mo
Deposit HK$27.35M · loan HK$41.03M · min. income ≈ HK$438,788/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,284
−HK$13,689/mo
▼ 0.25% · 3.875%
HK$225,074
−HK$6,899/mo
Today · 4.125%
HK$231,973
baseline
▲ 0.50% · 4.625%
HK$246,088
+HK$14,115/mo
Deposit HK$20.51M · loan HK$47.86M · min. income ≈ HK$463,946/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,839
−HK$13,120/mo
▼ 0.25% · 3.875%
HK$249,352
−HK$6,607/mo
Today · 4.125%
HK$255,959
baseline
▲ 0.50% · 4.625%
HK$269,451
+HK$13,492/mo
Deposit HK$20.51M · loan HK$47.86M · min. income ≈ HK$511,918/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,651
−HK$17,600/mo
▼ 0.25% · 3.875%
HK$289,381
−HK$8,870/mo
Today · 4.125%
HK$298,251
baseline
▲ 0.50% · 4.625%
HK$316,399
+HK$18,148/mo
Deposit HK$6.84M · loan HK$61.54M · min. income ≈ HK$596,502/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,222
−HK$16,868/mo
▼ 0.25% · 3.875%
HK$320,596
−HK$8,494/mo
Today · 4.125%
HK$329,090
baseline
▲ 0.50% · 4.625%
HK$346,437
+HK$17,347/mo
Deposit HK$6.84M · loan HK$61.54M · min. income ≈ HK$658,180/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,906,030 · Scale 2, in force from 26 Feb 2026)