LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,592
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,077
−HK$493/mo
Today · 4.125%
HK$16,570
baseline
▲ 0.50% · 4.625%
HK$17,578
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,140/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,346
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,811
−HK$472/mo
Today · 4.125%
HK$18,283
baseline
▲ 0.50% · 4.625%
HK$19,247
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,566/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,711
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,293
−HK$591/mo
Today · 4.125%
HK$19,884
baseline
▲ 0.50% · 4.625%
HK$21,094
+HK$1,210/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$39,768/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,815
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$566/mo
Today · 4.125%
HK$21,940
baseline
▲ 0.50% · 4.625%
HK$23,097
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$43,880/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,829
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,508
−HK$690/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,610
+HK$1,412/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,285
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,936
−HK$661/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$26,946
+HK$1,349/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,066
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$887/mo
Today · 4.125%
HK$29,826
baseline
▲ 0.50% · 4.625%
HK$31,641
+HK$1,815/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$59,652/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,061
−HK$849/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,645
+HK$1,735/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,138 · Scale 2, in force from 26 Feb 2026)