LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,930
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$160,780
−HK$4,928/mo
Today · 4.125%
HK$165,708
baseline
▲ 0.50% · 4.625%
HK$175,791
+HK$10,083/mo
Deposit HK$34.19M · loan HK$34.19M · min. income ≈ HK$331,416/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,470
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$178,123
−HK$4,719/mo
Today · 4.125%
HK$182,842
baseline
▲ 0.50% · 4.625%
HK$192,480
+HK$9,638/mo
Deposit HK$34.19M · loan HK$34.19M · min. income ≈ HK$365,684/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,116
−HK$11,734/mo
▼ 0.25% · 3.875%
HK$192,936
−HK$5,914/mo
Today · 4.125%
HK$198,850
baseline
▲ 0.50% · 4.625%
HK$210,949
+HK$12,099/mo
Deposit HK$27.35M · loan HK$41.03M · min. income ≈ HK$397,700/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,164
−HK$11,247/mo
▼ 0.25% · 3.875%
HK$213,747
−HK$5,664/mo
Today · 4.125%
HK$219,411
baseline
▲ 0.50% · 4.625%
HK$230,976
+HK$11,565/mo
Deposit HK$27.35M · loan HK$41.03M · min. income ≈ HK$438,822/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,302
−HK$13,689/mo
▼ 0.25% · 3.875%
HK$225,092
−HK$6,899/mo
Today · 4.125%
HK$231,991
baseline
▲ 0.50% · 4.625%
HK$246,107
+HK$14,116/mo
Deposit HK$20.51M · loan HK$47.87M · min. income ≈ HK$463,982/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,858
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$249,372
−HK$6,607/mo
Today · 4.125%
HK$255,979
baseline
▲ 0.50% · 4.625%
HK$269,472
+HK$13,493/mo
Deposit HK$20.51M · loan HK$47.87M · min. income ≈ HK$511,958/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,674
−HK$17,600/mo
▼ 0.25% · 3.875%
HK$289,404
−HK$8,870/mo
Today · 4.125%
HK$298,274
baseline
▲ 0.50% · 4.625%
HK$316,424
+HK$18,150/mo
Deposit HK$6.84M · loan HK$61.54M · min. income ≈ HK$596,548/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,247
−HK$16,869/mo
▼ 0.25% · 3.875%
HK$320,621
−HK$8,495/mo
Today · 4.125%
HK$329,116
baseline
▲ 0.50% · 4.625%
HK$346,464
+HK$17,348/mo
Deposit HK$6.84M · loan HK$61.54M · min. income ≈ HK$658,232/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$2,906,259 · Scale 2, in force from 26 Feb 2026)