LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,948
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$160,799
−HK$4,928/mo
Today · 4.125%
HK$165,727
baseline
▲ 0.50% · 4.625%
HK$175,812
+HK$10,085/mo
Deposit HK$34.20M · loan HK$34.20M · min. income ≈ HK$331,454/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,491
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$178,144
−HK$4,720/mo
Today · 4.125%
HK$182,864
baseline
▲ 0.50% · 4.625%
HK$192,503
+HK$9,639/mo
Deposit HK$34.20M · loan HK$34.20M · min. income ≈ HK$365,728/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,138
−HK$11,735/mo
▼ 0.25% · 3.875%
HK$192,959
−HK$5,914/mo
Today · 4.125%
HK$198,873
baseline
▲ 0.50% · 4.625%
HK$210,974
+HK$12,101/mo
Deposit HK$27.36M · loan HK$41.03M · min. income ≈ HK$397,746/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,189
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$213,772
−HK$5,665/mo
Today · 4.125%
HK$219,437
baseline
▲ 0.50% · 4.625%
HK$231,003
+HK$11,566/mo
Deposit HK$27.36M · loan HK$41.03M · min. income ≈ HK$438,874/mo (50% DSR)
Upfront cash ≈ HK$30.26M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,327
−HK$13,691/mo
▼ 0.25% · 3.875%
HK$225,119
−HK$6,899/mo
Today · 4.125%
HK$232,018
baseline
▲ 0.50% · 4.625%
HK$246,136
+HK$14,118/mo
Deposit HK$20.52M · loan HK$47.87M · min. income ≈ HK$464,036/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,887
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$249,401
−HK$6,608/mo
Today · 4.125%
HK$256,009
baseline
▲ 0.50% · 4.625%
HK$269,504
+HK$13,495/mo
Deposit HK$20.52M · loan HK$47.87M · min. income ≈ HK$512,018/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,707
−HK$17,602/mo
▼ 0.25% · 3.875%
HK$289,438
−HK$8,871/mo
Today · 4.125%
HK$298,309
baseline
▲ 0.50% · 4.625%
HK$316,461
+HK$18,152/mo
Deposit HK$6.84M · loan HK$61.55M · min. income ≈ HK$596,618/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,283
−HK$16,872/mo
▼ 0.25% · 3.875%
HK$320,659
−HK$8,496/mo
Today · 4.125%
HK$329,155
baseline
▲ 0.50% · 4.625%
HK$346,505
+HK$17,350/mo
Deposit HK$6.84M · loan HK$61.55M · min. income ≈ HK$658,310/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,906,601 · Scale 2, in force from 26 Feb 2026)