LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,599
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,084
−HK$493/mo
Today · 4.125%
HK$16,577
baseline
▲ 0.50% · 4.625%
HK$17,585
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,154/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,353
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,819
−HK$472/mo
Today · 4.125%
HK$18,291
baseline
▲ 0.50% · 4.625%
HK$19,255
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,582/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,718
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,301
−HK$591/mo
Today · 4.125%
HK$19,892
baseline
▲ 0.50% · 4.625%
HK$21,103
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$39,784/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,382
−HK$567/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$691/mo
Today · 4.125%
HK$23,208
baseline
▲ 0.50% · 4.625%
HK$24,620
+HK$1,412/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,416/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,295
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$661/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,951
−HK$887/mo
Today · 4.125%
HK$29,838
baseline
▲ 0.50% · 4.625%
HK$31,654
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,676/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,236
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$850/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,735/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,223 · Scale 2, in force from 26 Feb 2026)